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📝 Top 5 ITR Filing Tips for NRIs for FY 2023-24 | Expert Tax Filing Advice 📝

Are you an NRI 🌐 preparing to file your Income Tax Returns in India for FY 2023-24? Don’t miss this essential guide from CA. CFP. Rajit Kothari! In this video, we delve into five crucial tips to streamline your ITR filing process, ensuring accuracy and efficiency. Whether you’re a novice or seasoned in tax matters, these tips will help you navigate through the complexities of the Indian tax system.

🔹 Key Highlights:

👉🏻Understand the critical filing deadlines to avoid last-minute rushes.
👉🏻Learn how to accurately match your global income data with Indian tax records.
👉🏻Compare the benefits of the old vs. new tax regime to optimize your tax outgo.
👉🏻Ensure all your eligible deductions and necessary disclosures are accurately documented, enhancing compliance and minimizing errors.

For more insights watch the YouTube:

📢 Subscribe for more NRI-specific tax advice and updates. Like and share this video to help fellow NRIs navigate their tax filing seamlessly!

Ashutosh Financial Services Pvt. Ltd.

▪Investments ▪Insurance ▪NRI Services ▪Income Tax & Estate Planning

📱Mobile No.: +91 70 4308 8859 / +91 72 2884 8181
📧 E-mail Id: nris1@ashutoshfinserv.com

Follow us using Ashutoshfinserv on Facebook 📘, Instagram 📷, YouTube 📹 & Linkedin 🔗 to receive all the latest information from the finance world 🌐.

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📝 ESSENTIAL TIPS FOR FILING INCOME TAX RETURNS FOR FY 2023-24 📝

📝 ESSENTIAL TIPS FOR FILING INCOME TAX RETURNS FOR FY 2023-24 📝 As we approach the tax season, it’s time to prepare for filing our Income Tax Returns for FY 2023-24🗓️. Here, CA. CFP. Rajit Kothari provides five essential pieces of advice to help you navigate 🧭the process smoothly and effectively: 🗓️ File within the due dates 📊 Match your income data 📄 Compare tax regimes 📝 Validate deductions with documentation ✔️ Complete required disclosures 🎥For detailed and more insights, watch our latest video:🎥 Ensure a thorough review of your return before submission, and seek professional assistance if needed. Ashutosh Financial Services Pvt. Ltd. ▪Investments ▪Insurance ▪NRI Services ▪Income Tax & Estate Planning 📱Mobile No.: +91 93769 62244 / 70435 24242 📧 E-mail Id: lawserve@ashutoshfinserv.com Follow us using Ashutoshfinserv on Facebook 📘, Instagram 📷, YouTube 📹 & Linkedin 🔗 to receive all the latest information from the finance world 🌐.
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📊 INVESTMENT AVENUE : PORTFOLIO MANAGEMENT SERVICES(PMS) 📈.

📊 INVESTMENT AVENUE : PORTFOLIO MANAGEMENT SERVICES(PMS) 📈. Explore the domain of Portfolio Management Services (PMS) with CA CFP Rajit Kothari, as he imparts valuable insights into the art of maximizing returns in the stock market 📊💰. 📝 Get to know about PMS. 💰 Understand the advantages of investing in PMS over Mutual Funds. 🔍 Find out if PMS is the right investment avenue for you based on your risk appetite and investment objectives 🤝🏻 Join us for expert insights and practical tips on navigating the world of PMS and unlocking superior returns in any market cycle📈🌐. *🎥Watch the YouTube video for detailed insights🎥: ▶️ For further details feel free to contact us📞. Ashutosh Financial Services Pvt. Ltd. ▪Investments ▪Insurance ▪NRI Services ▪Income Tax & Estate Planning www.ashutoshfinserv.com Mobile📱: +917383530919 / +919377335959 Email✉️: releationship@ashtoshfinserve.com Follow us using Ashutoshfinserv on Facebook 📘, Instagram 📷, YouTube 📹 & Linkedin 🔗 to receive all the latest information from the finance world 🌐.
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Taxation & Investment Planning with Life Insurance | Guaranteed Tax Free Incomes | Ashutosh Finserv

TAX AND INVESTMENT PLANNING THROUGH LIFE INSURANCE – UNDERSTAND THE TWO TECHNIQUES TO MAXIMISE RETURNS 📈 AND MINIMISE TAXATION 📉 ✅ Guaranteed Tax-Free Income Planning: With premiums spread over 5-15 years, investors can enjoy tax-free💰guaranteed long-term income with customization for financial goals, and life insurance coverage⌛. ✅ Equity Oriented Investment via ULIPs: Unit Linked Insurance Plans (ULIPs) offer life insurance cover and exposure to the stock market🌐, akin to equity mutual funds, tapping into India’s growth story📈 Watch the YouTube video for detailed insights by CA CFP Rajit Kothari, Executive Director of Ashutosh Financial Services Pvt. Ltd. For more information or any further help Call us – +91 70438 93388 +91 92278 96918 Or email us at – rm.insurance@ashutoshfinserv.com Visit Website: https://ashutoshfinserv.com/ Follow us: Instagram: https://www.instagram.com/ashutoshfin… Facebook: https://www.facebook.com/ashutoshfinserv Twitter: https://twitter.com/AshutoshFinserv LinkedIn: https://www.linkedin.com/company/ashu…
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Investment Opportunity in Unlisted Stocks | Best Unlisted stocks for Investment in 2024

  • Want to explore a potential goldmine of investment opportunities? Look no further! 📈✨ Ashutosh Finserv your trusted partner in unlocking the world of unlisted stocks! 💼💰 With our expert CA Rajit Kothari guidance and extensive market knowledge, we’ll help you navigate the uncharted waters of wealth creation. 💪💼
  • Ready to make your money work harder for you? Take advantage of this exclusive chance to invest in promising unlisted stocks that have the potential to skyrocket your portfolio. 🚀💸
  • Don’t miss out on this incredible opportunity! Reach out to us today and let us show you the path to financial success with Ashutosh Finserv. 💼💰
For more information or any further help Call us – +91 9377335959 / +91 7383530919 OR Email us at – relationship@ashutoshfinserv.com Follow us using Ashutoshfinserv at Facebook, Instagram , YouTube , Twitter & LinkedIn to receive all the latest information from finance world.
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Unlocking The Secrets Of Health Insurance | 5 Essential Tips For Selection

Are you worried about unexpected medical expenses?🩺💰 ▶️ Look no further! In this informative video, we’ll delve into the world of health insurance, with a focus on the key features of different plans. ▶️ Our Executive Director – CA Rajit Kothari will break down the complexities and provide valuable insights and 5 essential tips on navigating the world of health insurance. 🩺💼 ▶️ Whether you’re a first-time insurance buyer or looking to reassess your current policy, this video will equip you with the knowledge and tools necessary to make a well-informed decision. 💼 Discover our pro tips for comparing and choosing the perfect insurance plan for your needs! 👉Don’t let unexpected medical expenses drain your savings!💰 Contact us – +91-7043893388 / +91-6358755770 OR Email us – rm.insurance@ashutoshfinserv.com Follow us using Ashutoshfinserv at Facebook, Instagram , YouTube , Twitter & LinkedIn to receive all the latest information from finance world.
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How NRIs Can Safeguard Indian Assets in India ? |Secure Wealth & Legacy

🔍Are you an NRI looking to secure your valuable Indian assets and ensure a lasting legacy?🌐 🏠 Discover the vital role of Wills for NRIs in securing your legacy.🏡💼 ▶️ Our Executive Director – CA Rajit Kothari will simplify the complexities and highlight the significance of creating a Will for Non-Resident Indians.🌏 ▶️ Learn about the key components of an NRI Will and why it’s essential for ensuring a smooth transition of your assets in the event of unforeseen circumstances. 🚀 👉Don’t miss this opportunity to safeguard your financial future! 💪💰 Contact us on: Mobile: +91 7228848181 / +91-7043593388 Email: nris1@ashutoshfinserv.com Follow us using Ashutoshfinserv at Facebook, Instagram , YouTube , Twitter & LinkedIn to receive all the latest information from finance world.
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Unlock power of Wills in India | Ensure effective succession

🔍Are you ready to learn the best way to safeguard your wealth and secure your legacy through Wills?📜Look no further! ▶️ In this enlightening video, we delve deep into the best strategies to unlock the Power of Wills ensuring that your hard-earned wealth remains protected and seamlessly transferred to your loved ones. ▶️Our expert – CA Rajit Kothari will walk you through critical aspects of Will preparation, guiding you through the essentials for a secure and successful succession plan.🚀 🌟Empower your knowledge to make informed decisions about your financial legacy 🤝 Have questions or need guidance on crafting your own Will? Reach out to us! For more information or any further help: Call us : +91 9376962244/+91 7043524242 OR Email us : lawserve@ashutoshfinserv.com Follow us using Ashutoshfinserv at Facebook, Instagram , YouTube , Twitter & LinkedIn to receive all the latest information from finance world.
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Best Investment And Insurance Options For NRI In India | Unlocking Investment Opportunities

Are you an NRI (Non-Resident Indian) looking to invest and secure your future in India? 🌍✈
  • Look no further! In this informative video, we bring you the best investment and insurance options tailored specifically for NRIs in India.
  • Our expert – CA Rajit Kothari will walk you through various investment avenues, such as equity mutual funds, unlisted stocks, portfolio management, and many more, that offer attractive returns and stability. Moreover, we will shed light on the importance of insurance for NRIs.
  • Whether you’re a seasoned investor or looking to diversify your portfolio, this video will equip with valuable insights and tips to make sound financial decisions. We understand the unique challenges and opportunities that NRIs face, and our goal is to empower you with the knowledge to make smart financial choices.
  • Don’t miss out on the incredible opportunities that India has to offer! Join us as we unlock the lucrative opportunities awaiting for NRIs and help you build a secure financial future.
Contact us on: Mobile: +91-7228848181 / +91-7043593388 OR Email: nris1@ashutoshfinserv.com Follow us using Ashutoshfinserv at Facebook, Instagram , YouTube , Twitter & LinkedIn to receive all the latest information from finance world.
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Which Financial Laws & Regulations Are Applicable to NRI in India?

Are you an NRI ?🌍✈

Seeking clarity on the complex landscape of financial laws and regulations? Look no further!
  • In this comprehensive video, we delve into the world of Financial Laws applicable to NRIs, offering you valuable insights and guidance.
  • Navigating financial matters as an NRI can be overwhelming, but our Executive Director – CA Rajit Kothari will break down the intricacies of these laws, empowering you to make informed decisions about your financial assets, investments, and transactions.
  • Join us as we explore the various financial laws and regulations that NRIs need to be aware of. Don’t miss out on this essential knowledge that can pave the way for your financial success as an NRI.
Remember, your financial well-being matters, no matter where you are in the world. Let’s navigate the NRI financial landscape together! Contact us on: Mobile: +91 7228848181 / +91-7043593388 Email: nris1@ashutoshfinserv.com Follow us on: Instagram: https://www.instagram.com/ashutoshfin… Facebook: https://www.facebook.com/ashutoshfinserv LinkedIn: https://www.linkedin.com/company/ashutoshfinserv/
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How to Choose the Best Health Insurance Plan?

How to Choose the Best Health Insurance Plan?

Our Executive Director – CA Rajit Kothari will sheds light on why health insurance should be a top priority for everyone. 👉🏻In an unpredictable world where medical emergencies can strike at any moment, having health insurance is like having a safety net. 👉🏻It provides you with the peace of mind that you and your loved ones will receive the necessary medical attention without the burden of exorbitant expenses. 👉🏻By investing in health insurance, you are protecting your savings and ensuring that you can maintain your financial well-being even in the face of medical emergencies. Take charge of your health and secure your future today. Subscribe to our channel for more informative content. Contact us – +91-7043893388 / +91-6358755770 OR Email us – rm.insurance@ashutoshfinserv.com Follow Us on: Instagram: https://www.instagram.com/ashutoshfinserv/ Facebook:https://www.facebook.com/ashutoshfinserv LinkedIn: https://www.linkedin.com/company/1798… Twitter: https://twitter.com/AshutoshFinserv
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Best Way to Generate Regular Income After Retirement With SWP | Invest Your Retirement Money

  • Are you ready to retire in style? In this exciting video, CA Rajit Kothari will be revealing a powerful retirement planning strategy that will ensure you can enjoy the golden years of your life worry-free. Say goodbye to financial stress and hello to financial freedom with the systematic withdrawal plan. Join me as we dive deep into this game-changing strategy of SWP ( systematic withdrawal plan ) that has helped countless individuals retire comfortably and confidently. Don’t miss out on this opportunity to secure your future and live the life you’ve always dreamed of. Let’s embark on this exciting journey together!
For more information or any further help Call us – +91 9377335959 /+91 7383530919 Or Email us at – vrm@ashutoshfinserv.com Follow us: Instagram: https://www.instagram.com/ashutoshfinserv/ Facebook: https://www.facebook.com/ashutoshfinserv Twitter: https://twitter.com/AshutoshFinserv LinkedIn: https://www.linkedin.com/company/ashutoshfinserv/
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3 Most Common Myths and Realities about Mutual Funds | Avoid these mistakes for Equity Mutual Funds

  • With so many myths and misconceptions about investing in Mutual Funds, it’s hard to know what’s true and what’s not. In this video, CA Rajit Kothari is going to bust the myths and help you discover the relevant truths about investing in Equity Mutual Funds. He will also discuss some important tips on how to get started and make the best out of your investments. Get ready to learn everything you need to know about investing in equity mutual funds!
For more information or any further help Call us – +91 73835 30919 /+91-281-222-4499 Or Email us at – vrm@ashutoshfinserv.com Follow us: Instagram: https://www.instagram.com/ashutoshfinserv/ Facebook: https://www.facebook.com/ashutoshfinserv Twitter: https://twitter.com/AshutoshFinserv LinkedIn: https://in.linkedin.com/company/ashutosh-financial-services-pvt-ltd
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Tax Saving Tips in 2023 – 2024 | Save tax with HUF | Ultimate Guide to HUF

  • Are you looking for ways to optimize your tax savings? In this video, we will learn one of the best practices and effective tax planning strategies that many successful people have been using for years. We’ll show you step-by-step how you can effectively utilize the tax benefits of a HUF (Hindu Undivided Family) creation and be in control of your finances. Don’t miss out on this valuable information that could save your lots of money in taxes.
For more information or any further help Call us – +91 73835 30919 /+91-281-222-4499 Or email us at – vrm@ashutoshfinserv.com Follow us: Instagram: https://www.instagram.com/ashutoshfinserv/ Facebook: https://www.facebook.com/ashutoshfinserv Twitter: https://twitter.com/AshutoshFinserv LinkedIn: https://in.linkedin.com/company/ashutosh-financial-services-pvt-ltd-
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3 Tips To Select Best Life Insurance Plans

  • Choosing the right life insurance can be a daunting task, but with these 3 tips can make your selection process easier and ensure you to get the best coverage for your needs.
  • Our Executive Director – CA Rajit Kothari will share their experience and knowledge, shedding light on essential factors to consider before making a decision for the proper selection of life insurance.
  • Whether you’re a first-time life insurance buyer or looking to reassess your current policy, this video will equip you with the knowledge and tools necessary to make a well-informed decision.
  • Don’t leave the future of your loved ones to chance – join us and learn the 3 essential tips before selecting life insurance.👉🏻 Please find the below link for the above topic.
For further details feel free to contact us. Ashutosh Financial Services Pvt. Ltd. ▪️Investments ▪️Insurance ▪️NRI Services ▪️Income Tax & Estate Planning www.ashutoshfinserv.com Mobile: +91 73835 30919 / 93773 35959 Email: rm.insurance@ashutoshfinserv.com Follow us using Ashutoshfinserv at Facebook, Instagram , YouTube , Twitter & LinkedIn to receive all the latest information from finance world.  
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🚀 Diversify your investments for a brighter financial future. 💰

▶️ The Indian Stock Market is promising, but why stop there? 🌐 ▶️ It is always worthwhile to become a global investor to avoid single-country & single currency risks.🇮🇳💲 👉🏻Become a global investor and explore new opportunities! 🌐✨ 🔗 Ready to explore the U.S. markets? Look no further! Check out our platform: https://ashutoshfinserv.vested.co.in/ A Service of: ASHUTOSH FINANCIAL SERVICES PVT. LTD. •Investments •Insurance •Income Tax & Estate Planning •NRI Services Mob. No. : +91 9377335959 /+91 7383530919 Email: releationship@ashutoshfinserv.com www.ashutoshfinserv.com Follow us using Ashutoshfinserv on Facebook, Instagram, YouTube, Twitter & LinkedIn.
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📅 LAST DATE FOR NRIs TO AVAIL TAX DEDUCTIONS IS 31ST MARCH 2024 FOR INDIAN FINANCIAL YEAR 2024-25 🗓️

ACT FAST ⏩TO AVAIL FOLLOWING DEDUCTIONS… 📈 ✨Attractive investment options available for tax deduction:✨ ➡️ Invest in Equity Linked Savings Scheme (ELSS) of Mutual Funds for attractive returns 📊 along with obtaining a deduction under Income Tax up to Rs.1.50 lakhs (80C). ➡️ Invest in the National Pension Scheme to obtain additional deduction of Rs.50000 (80CCD). 💫Attractive insurance options available for tax deduction: 💫 ➡️ Insure yourself and your family (spouse and children 👨‍👩‍👧‍👦) through a Life Insurance Policy to obtain a deduction of the premium paid up to Rs.1.50 lakhs (80C). ◾Insurance Policy with assured tax-free returns in the range of 6-7% along with free insurance for long periods of up to 50 years for a deduction under Income Tax up to Rs.1.50 lakhs (80C). ➡️ Insure with a Health insurance policy for yourself and your family (parents, spouse, and dependent children) to obtain a deduction of the premium paid up to Rs.25000 or Rs.50000 in case of senior citizens (80D). 🔷 Most of the above deductions are available under the old regime of taxation. We can prepare a comparative analysis 📈 under both regimes to analyze the beneficial regime and whether it is worthwhile claiming the deductions. ASHUTOSH FINANCIAL SERVICES PVT. LTD. •Investments •Insurance •Income Tax & Estate Planning •NRI Services www.ashutoshfinserv.com Mobile: +91 72288 48181/ +91 70435 93388 Email:  nris1@ashutoshfinserv.com PLEASE FORWARD this message to your friends, relatives, and contacts who could be interested. 🎯Follow us using AshutoshFinserv on Facebook, Instagram, YouTube, Twitter & LinkedIn to receive all the latest information from the finance world.🎯
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📅 LAST DATE TO AVAIL TAX DEDUCTIONS IS 31ST MARCH 2024 FOR THE FINANCIAL YEAR 2024-25 🗓️

ACT FAST ⏩TO AVAIL FOLLOWING DEDUCTIONS… 📈 ✨Attractive investment options available for tax deduction:✨ ➡️ Invest in Equity Linked Savings Scheme (ELSS) of Mutual Funds for attractive returns 📊 along with obtaining a deduction under Income Tax up to Rs.1.50 lakhs (80C). ➡️ Invest in the National Pension Scheme to obtain additional deduction of Rs.50000 (80CCD). 💫Attractive insurance options available for tax deduction: 💫 ➡️ Insure yourself and your family (spouse and children 👨‍👩‍👧‍👦) through a Life Insurance Policy to obtain a deduction of the premium paid up to Rs.1.50 lakhs (80C). ◾Insurance Policy with assured tax-free returns in the range of 6-7% along with free insurance for long periods of up to 50 years for a deduction under Income Tax up to Rs.1.50 lakhs (80C). ➡️ Insure with a Health insurance policy for yourself and your family (parents, spouse, and dependent children) to obtain a deduction of the premium paid up to Rs.25000 or Rs.50000 in case of senior citizens (80D). 🔷 Most of the above deductions are available under the old regime of taxation. We can prepare a comparative analysis 📈 under both regimes to analyze the beneficial regime and whether it is worthwhile claiming the deductions. ASHUTOSH FINANCIAL SERVICES PVT. LTD. •Investments •Insurance •Income Tax & Estate Planning •NRI Services www.ashutoshfinserv.com Mobile📱: +91 73835 30919 / 93773 35959 Email 📧 : relationship@ashutoshfinserv.com PLEASE FORWARD this message to your friends, relatives, and contacts who could be interested. 🎯Follow us using AshutoshFinserv on Facebook, Instagram, YouTube, Twitter & LinkedIn to receive all the latest information from the finance world.🎯
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WHAT IS PORTFOLIO MANAGEMENT SERVICES?

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DON’T MISS OUT THE BEST DAYS

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WEALTH MANAGEMENT BY MR. DAXESH KOTHARI

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WHY ONE SHOULD CHOOSE PMS AS AN INVESTMENT TOOL?

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TRIPLE ADVANTAGES WHILE INVESTING IN SGB

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TAXATION PROVISION FOR SOVEREIGN GOLD BOND

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WHAT IS THE AMOUNT THAT YOU CAN SPEND ON YOUR EXPENSES WHEN YOU WANT TO ACHIEVE A FINANCIAL GOAL IN LIFE

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HINDU UNDIVIDED FAMILY (HUF) – PROS & CONS

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TAX IMPLICATIONS ON DIFFERENT ENTITIES

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DIFFERENT TYPES OF INVESTMENT OPTIONS

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WHAT CAN BE THE EXPECTATIONS OF RETURN ON EQUITY ORIENTED INVESTMENT IN INDIA

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LONG TERM INVESTMENTS & SHORT TERM INVESTMENTS

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NRI SHOULD DEPOSIT LAST INSTALLMENT OF ADVANCE INCOME TAX BY MARCH 15 , 2024 TO AVOID INTEREST IMPLICATIONS 📆

⬛ Every Non Resident Indian whose net tax liability on the estimated income exceeds INR 10000 for the financial year shall be required to deposit advance tax. ⬛ The deposit of tax shall be in four instalments on the estimated net tax liability (after reducing taxes deposited/deducted/collected) which is calculated on the estimated income (after reducing deductions available under sec. 80C, 80D, etc.) ⬛ As per the Act, 100% of the estimated tax liability of the financial year shall be deposited by March 15 , 2024. ⬛ Additional interest of 1% per month shall be levied under section 234C on the net tax liability on delay in payment of the tax. ⬛ Deposit advance tax timely not only to avoid interest implications, but also to become a responsible & proud Indian. 🇮🇳 NRI Services Ashutosh Financial Services Pvt. Ltd. www.ashutoshfinserv.com Mobile: +91 72288 48181/ +91 70435 93388 Email: nris1@ashutoshfinserv.com Follow us using Ashutosh_NRI_FinTax at Facebook, Instagram, YouTube, Twitter & LinkedIn to receive all the latest information from finance world.
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DEPOSIT LAST INSTALMENT OF ADVANCE INCOME TAX BY MARCH 15 TO AVOID INTEREST IMPLICATIONS 📆

⬛ Every individual/company/firm/HUF whose net tax liability on the estimated income exceeds INR 10000 for the financial year shall be required to deposit advance tax. ⬛ The deposit of tax shall be in four instalments on the estimated net tax liability (after reducing taxes deposited/deducted/collected) which is calculated on the estimated income (after reducing deductions available under sec. 80C, 80D, etc.) ⬛ As per the Act, 100% of the estimated tax liability of the financial year (FY 2023-24) shall be deposited by March 15, 2024. ⬛ Additional interest of 1% per month shall be levied (section 234C) on the net tax liability on delay in payment and another 1% per month (section 234B) for non-payment of advance tax. ⬛ For resident senior citizens not having income from business & profession, advance tax shall not be applicable. ⬛ Deposit advance tax timely not only to avoid interest implications, but also to become a responsible citizen of the country. 🇮🇳 Contact us: Income Tax & Estate Planning Services Ashutosh Financial Services Pvt. Ltd. •Investments •Insurance •NRI Services •Income Tax & Estate Planning www.ashutoshfinserv.com Mobile: +91 93773 35959 / 73835 30919 Email: vrm@ashutoshfinserv.com Follow us using AshutoshFinserv at Facebook, Instagram, YouTube, Twitter & LinkedIn to receive all the latest information from finance world.
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🌐 Avail Comprehensive Indian Financial Information for tax return filings in the USA or Canada as an NRI 📊

✅ NRIs residing in USA 🇺🇲or Canada🇨🇦 need to report their Indian Incomes & Assets in their Income Tax Returns along with other local USA or Canadian Incomes as per tax laws of respective countries. However, they are eligible to obtain tax credits for the taxes paid in India under the DTAA (Double Taxation Avoidance Agreement) while settling the final tax liabilities. 📑 ✅ We are pleased to provide you with a Comprehensive Indian financial information summary essential in USA or Canada to assist you in meeting the necessary requirements for tax filings 📝 in USA and Canada, ensuring compliance with relevant regulations, and facilitating a smooth process with the deadline for tax filings by April in USA or Canada. 🗓️ ✅ Our report includes all details of your Indian incomes from various sources as well as assets as per the respective tax laws of USA or Canada, meticulously converted into the respective currencies (USD or CAD) for the corresponding tax year which runs from January to December. It also includes the amount of Indian taxes available for claiming credit under the DTAA. 💰 ✅ It is a very supportive databank which makes it very convenient for the NRI to incorporate all Indian financial transactions in a seamless manner as per the tax return formats of respective countries. 🌏 ✅ Exchange of Financial Information between tax authorities of countries has become very common these days with the advent of technology and rising vigilance of tax administration in all countries. 🔄 Contact us to avail this report related to International Tax Compliance to become a compliant taxpayer. 🌐: Mobile No.📱 : +91-72288 48181 / +91-70435 93388 E-mail Id 📩: nris1@ashutoshfinserv.com Visit us 🔗 : www.ashutoshfinserv.com Follow us using Ashutoshfinserv at Facebook, Instagram, YouTube, Twitter & LinkedIn to receive all the latest information from the finance world. 📈🌍
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INVEST IN 54EC BONDS TO SAVE CAPITAL GAINS TAX BEFORE THE END OF THIS FINANCIAL YEAR 📈

INVEST IN 54EC BONDS TO SAVE CAPITAL GAINS TAX BEFORE THE END OF THIS FINANCIAL YEAR 📈 ▶️ Any individual is liable to pay tax on capital gains arising from sale of any assets as per the Income Tax Law. ▶️ Any capital gains arising on sale of any immovable property held for more than two years would qualify as long term capital gains. ▶️ Under section 54EC of the Income Tax Act, the gains if invested in notified bonds within a period of 6 months of sale would qualify for exemption from capital gains tax. ▶️ The exemption on such notified bonds of the Power Finance Corporation (PFC) and Rural Electrification Corporation (REC) is available up to INR 50 lakhs. ▶️ The bonds issued after 1st April 2023 pay an interest of 5.25%p.a. which is taxable are for a term of five years. ▶️ Any individual investing in such bonds effectively earns 10.85%p.a. CAGR (Compounded Annual Growth Rate) across a tenure of 5 years considering the capital gain tax saving and interest from such investment. Download pdf for 54EC Bonds calculation
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📍Maximize Your Wealth with a combination of NRE Fixed Deposits and Equity Mutual Funds📍

Are you ready to take your investment strategy to the next level? Here’s how you can combine the stability of NRE Fixed Deposits with the growth potential of Equity Mutual Funds in just 3 simple steps: 1.) Investing in NRE Fixed Deposits for a Duration of 5 Years 2.) Select the option for receiving annual interest payments. 3.) Invest the interest earnings annually into equity funds through monthly SIPs. Ready to embark on your investment journey? Watch our detailed guide on YouTube to learn more about combining NRE Fixed Deposits and Equity Mutual Funds for a winning investment strategy Don’t miss out on this opportunity to diversify your portfolio and achieve your financial goals with confidence! Ashutosh Financial Services Pvt. Ltd. •Investments •Insurance •NRI Services •Income Tax & Estate Planning www.ashutoshfinserv.com Mobile: +91 72288 48181/+91 70435 93388 Email: nris1@ashutoshfinserv.com Follow us using Ashutoshfinserv at Facebook, Instagram, YouTube, Twitter & LinkedIn to receive all the latest information from finance world
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💫 Unlock the potential of gold investment with Sovereign Gold Bonds-SGB 2023-24 Series IV 💫

  🎯Comprehensive video guide to Sovereign Gold Bonds 🎯 * Understanding Sovereign Gold Bonds. * Reason to consider investing in Sovereign Gold Bonds. * Key features of Sovereign Gold Bonds . * Tax implication and benefits. * Advantage of opting for Sovereign Gold Bonds . * Why choose AshutoshFinserv for your investment needs. Issue Period : February 12, 2024 to February 16, 2024 Price of SGB for series IV : Rs.6,213 per gram Ashutosh Financial Services Pvt. Ltd. •Investments •Insurance •NRI Services •Income Tax & Estate Planning www.ashutoshfinserv.com Mobile: +91 73835 30919 / 93773 35959 Email: info@ashutoshfinserv.com Stay updated with latest financial insight by following AshutoshFinserv on Facebook , Instagram , YouTube , Twitter & LinkedIn.
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📍 Comprehensive Financial Inventory to help individuals and families take charge of complete financial information in the event of disability or death. 📍

What is the importance & role of a ‘Comprehensive Financial Inventory’? ✅ We know the importance of preparation of a WILL for legal transfer of assets to our successors. Comprehensive Financial Inventory helps in making this process of transfer seamless and convenient. ✅ A WILL alone, may not be enough to carry out the entire transfer process without several essential data as included in this ‘Comprehensive Financial Inventory.’ ✅ It is a one stop inventory for the successors to avail all the necessary financials as well as personal information of an individual in the event of disability or death. ✅ Please follow this link to view and download for free.

DETAILS-WHICH-MY-FAMILY-SHOULD-KNOW.pdf

✅ You can prepare the data on your own. 🎯 You can also avail our professional services to prepare the ‘Comprehensive Financial Inventory.’ 🎯 ✅ The information in the Comprehensive Financial Inventory in many cases requires customization (data prepared according to the need of the individual), time and efforts to prepare and update the information for which our services can be availed. Ashutosh Financial Services Pvt. Ltd. •Investments •Insurance •NRI Services •Income Tax & Estate Planning www.ashutoshfinserv.com Mobile: +91 73835 30919 / 93773 35959 Email: vrm@ashutoshfinserv.com Follow us using Ashutoshfinserv at Facebook, Instagram, YouTube, Twitter & LinkedIn to receive all the latest information from finance world.
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GOLDEN OPPORTUNITY FOR LIFELONG ATTRACTIVE GUARANTEED INCOME WITH FREE LIFE INSURANCE COVER

🔸 GOLDEN OPPORTUNITY FOR LIFELONG ATTRACTIVE GUARANTEED INCOME WITH FREE LIFE INSURANCE COVER 🔸 ▪️ What is Guaranteed Insurance Plan❓ ▪️ Why one should have Guaranteed Income Insurance Plan in the financial portfolio❓ ▪️ Why is it a golden opportunity at present to consider as an investment option❓ ▪️ Where should you buy such plan from❓ 👉🏻 Please find the below link for the above topic. For further details feel free to contact us. Ashutosh Financial Services Pvt. Ltd. ▪️Investments ▪️Insurance ▪️NRI Services ▪️Income Tax & Estate Planning www.ashutoshfinserv.com Mobile: +91 73835 30919 / 93773 35959 Email: vrm@ashutoshfinserv.com Follow us using Ashutoshfinserv at Facebook, Instagram , Youtube , Twitter & Linkedin to receive all the latest information from finance world.
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🔗 Is it mandatory for NRIs to link Aadhaar with PAN? 🔗

🔗 Is it mandatory for NRIs to link Aadhaar with PAN? 🔗 As per Section 139AA and Notification No. 37/2017 of the Income Tax Act, every person who is eligible to obtain Aadhaar shall link the same with PAN on the Income Tax portal. Further, an NRI under the Income Tax Act who does not possess an Aadhaar Card shall not be required to link as per the relevant notification. Steps to link Aadhaar with PAN are mentioned in Q3. of the following FAQ link: https://www.incometax.gov.in/iec/foportal/help/e-filing-link-aadhaar-faq However, an NRI who has obtained an Aadhaar Card at anytime is mandatorily required to link with PAN on or before 31st March 2023 to avoid any further consequences. For further details feel free to contact us. Ashutosh Financial Services Pvt. Ltd. ▪️Investments ▪️Insurance ▪️NRI Services ▪️Income Tax & Estate Planning www.ashutoshfinserv.com Contact: +91 72288 48181 / 70435 93388 Email: nris1@ashutoshfinserv.com PLEASE FORWARD this message to your friends, relatives and contacts who could be interested. Follow us using Ashutoshfinserv at Facebook, Instagram , Youtube , Twitter & Linkedin to receive all the latest information from finance world.
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GOLDEN OPPORTUNITY FOR NRIs TO EARN LIFELONG ATTRACTIVE GUARANTEED INCOME WITH FREE LIFE INSURANCE COVER

🔸 GOLDEN OPPORTUNITY FOR NRIs TO EARN LIFELONG ATTRACTIVE GUARANTEED INCOME WITH FREE LIFE INSURANCE COVER 🔸 ▪️ What is Guaranteed Insurance Plan❓ ▪️ Why an NRI should have Guaranteed Income Insurance Plan in the financial portfolio❓ ▪️ Why is it a golden opportunity for NRIs at present to consider as an investment option❓ ▪️ Where should you buy such plan from as an NRI❓ 👉🏻 Please find the below link for the above topic. For further details feel free to contact us. Ashutosh Financial Services Pvt. Ltd. ▪️Investments ▪️Insurance ▪️NRI Services ▪️Income Tax & Estate Planning www.ashutoshfinserv.com Contact: +91 72288 48181 / 70435 93388 Email: nris1@ashutoshfinserv.com PLEASE FORWARD this message to your friends, relatives and contacts who could be interested. Follow us using Ashutoshfinserv at Facebook, Instagram , Youtube , Twitter & Linkedin to receive all the latest information from finance world.
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ARE YOU AN NRI CONFUSED ABOUT YOUR INDIAN INCOME TAX RESIDENTIAL STATUS?

ARE YOU AN NRI CONFUSED ABOUT YOUR INDIAN INCOME TAX RESIDENTIAL STATUS? 👉 Determining the Income Tax Residential Status is a technical matter as various conditions must be considered. The status determines the scope and extent of taxation in India for any taxpayer. ➡️ We have prepared a Residential Status Calculator covering all the required conditions of the Indian Income Tax law . It takes only a few steps for an NRI to determine the residential status using our easy to use tax status calculator. Click on our website link provided below to determine your Residential Status through the calculator:
NRI Tax Status Calculator
For further details feel free to contact, Mobile No.: 72288 48181 / 70435 93388 E-mail Id: nris1@ashutoshfinserv.com www.ashutoshfinserv.com Follow us using Ashutoshfinserv at Facebook, Instagram, Youtube, Twitter & Linkedin.
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LAST CHANCE TO INVEST IN TAX FREE INSURANCE POLICY ABOVE Rs. 5 LAKHS (TAXABLE FROM 1ST APRIL 2023) WITH ATTRACTIVE GUARANTEED RETURNS

LAST CHANCE TO INVEST IN TAX FREE INSURANCE POLICY ABOVE Rs. 5 LAKHS (TAXABLE FROM 1ST APRIL 2023) WITH ATTRACTIVE GUARANTEED RETURNS – Compare and avail the best policy from us ➡️ Currently, maturity proceeds of Life Insurance policies are tax free if annual premium is at least 10% of the Death benefit of the policy. ➡️ From 1st April, 2023, the maturity proceeds received during the lifetime will become taxable for those policies whose premium exceeds INR 5 lakhs per annum. ➡️ GUARANTEED INSURANCE INCOME PLANS offer flexibility in premium payments and in receiving maturity proceeds in predetermined manner. ➡️ Income Tax deduction under Section 80C of Rs. 1.5 lakhs are also available on premiums paid. ➡️ TAX FREE ASSURED RETURN in the range of 6% to 7% over and above the LIFE INSURANCE benefit is available. 👉 Grab the chance to avail this beneficial option before 31st March, 2023. Contact us for better understanding ◾We offer insurance plans of many companies and suggest best plan suitable for you after comparing the plans of all Insurance Companies as per your requirement. Contact us at the earliest Ashutosh Insurance Brokers LLP A service of Ashutosh Financial Services Pvt. Ltd. •Investments •Insurance •NRI Services •Income Tax & Estate Planning www.ashutoshfinserv.com Mobile: +91 72288 48181 / 70435 93388 Email: nris1@ashutoshfinserv.com Follow us using Ashutoshfinserv at Facebook, Instagram, YouTube, Twitter & Linkedin to receive all the latest information from finance world. Insurance is a subject matter of solicitation.
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INVEST IN UNLISTED SHARES OF NSE (NATIONAL STOCK EXCHANGE OF INDIA LTD.)- OPPORTUNITY TO INVEST IN ONE OF THE LARGEST STOCK EXCHANGES OF THE WORLD

INVEST IN UNLISTED SHARES OF NSE (NATIONAL STOCK EXCHANGE OF INDIA LTD.)- OPPORTUNITY TO INVEST IN ONE OF THE LARGEST STOCK EXCHANGES OF THE WORLD 📈📊📉 ▶️ Grab the unique opportunity to invest in the unlisted stocks of NSE of India Ltd. available with us. ▶️ To have a detailed understanding of the company, download the PDF file attached. ▶️ To watch a explanatory video on the subject click the following link: Ashutosh Financial Services Pvt. Ltd. •Investments •Insurance •NRI Services •Income Tax & Estate Planning www.ashutoshfinserv.com Mobile: +91 70435 93388 / 72288 48181 Email: nris1@ashutoshfinserv.com Follow us using Ashutoshfinserv at Facebook, Instagram, YouTube, Twitter & Linkedin to receive all the latest information from finance world. Disclaimer: We do not intend to provide any investment advice in any manner through the above message. It is only a knowledge-sharing exercise in good faith.
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CAPITAL GAIN 54 EC BONDS OFFER 10.56% EFFECTIVE RETURN TAKING INTO CONSIDERATION THE INCOME TAX SAVINGS. INFORMATIVE ANALYSIS. 📈

CAPITAL GAIN 54 EC BONDS OFFER 10.56% EFFECTIVE RETURN TAKING INTO CONSIDERATION THE INCOME TAX SAVINGS. INFORMATIVE ANALYSIS.  📈   When there is an income of long term Capital gains, investors always are in a dilemma whether to invest in Capital Gain Bonds under section 54EC or to pay tax and invest elsewhere. Following is an informative analysis in this regard.   ▶️ Any individual is liable to pay tax on *capital gains arising from sale of any assets* as per the Income Tax Law.   ▶️ Any capital gains arising on sale of any immovable property held for *more than two years* would qualify as *long term capital gains*.   ▶️ Under *section 54EC* of the Income Tax Act, the gains if invested in notified bonds *within a period of 6 months* of sale would qualify for *exemption from capital gains tax. *   ▶️ The exemption on such notified bonds of the *National Highways Authority of India (NHAI)* and *Rural Electrification Corporation (REC)* is available up to *INR 50 lakhs. *   ▶️ The bonds pay an *interest of 5%p.a.* which is taxable are for a term of *five years. *   ▶️ Any individual investing in such bonds *effectively earns 10.56%p.a. CAGR* (Compounded Annual Growth Rate) across a *tenure of 5 years* considering the capital gain tax saving and interest from such investment. The working for the same is shared below.   ▶️ *Hence, an investor should compare the return from other investment avenues with the above rate while analyzing to choose the investment option.*   *Ashutosh Financial Services Pvt. Ltd.
  • Investments •Insurance •NRI Services •Income Tax & Estate Planning
www.ashutoshfinserv.com*   *Mobile:* +91 73835 30919 / 93773 35959 *Email:* vrm@ashutoshfinserv.com   Follow us using *Ashutoshfinserv* at Facebook, Instagram, YouTube, Twitter & Linkedin to receive all the latest information from finance world.   Disclaimer: We do not intend to provide any investment advice in any manner through the above message. It is only a knowledge-sharing exercise in good faith.
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TRANSFER OF FUNDS FROM NRO A/C TO NRE A/C & REPATRIATION OF FUNDS OUT OF INDIA

Transfer of funds from NRO A/c to NRE A/c & Repatriation of funds out of India There are several questions in the minds of NRIs concerning transfer of funds outside India. ➡️ Can we transfer funds which are standing as a credit in my NRO A/c into either NRE A/c or outside of India❓ ➡️ What are the benefits of transferring funds from NRO A/C to NRE A/c or out of India❓ ➡️ Is there any limit for transfer directly outside India or from NRO to NRE bank account by on NRI❓ The video provides a detailed understanding on the subject by Mr. Daxesh Kothari (Tax & Financial Consultant and MD & CEO of Ashutosh Financial Services Pvt. Ltd.) 👉 Please find the below link for the above topic. For further details, feel free to contact us. NRI Services Ashutosh Financial Services Pvt. Ltd. www.ashutoshfinserv.com Mobile: +91 72288 48181 / 70435 93388 Email: nris1@ashutoshfinserv.com Follow us using Ashutosh_Finserv at Facebook, Instagram, Youtube, Twitter & LinkedIn to receive all the latest information from finance world.
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INSURE YOURSELF WITH LIFE INSURANCE TERM PLAN BEFORE PREMIUM RATES INCREASE 📈

INSURE YOURSELF WITH LIFE INSURANCE TERM PLAN BEFORE PREMIUM RATES INCREASE 📈 Life insurance Term Plan is an insurance where you receive life insurance cover at a reasonable premium amount. It is a pure form of life insurance. Reasons for the term insurance policy likely to get costlier soon: ◾ As uncertainties continue to rise in the wake of the new Omicron variant, having a life cover is becoming more important than ever. Term plan is a necessity and should always be a part of overall financial planning” ◾ Reinsurers have revised their premiums upward. This is the premium which life insurers have to pay for re-insuring their risk. ◾ The number of death claims settled recently by the Insurance companies are much higher in compare to previous years, the burden of which will be passed to the customer by the insurance companies. ◾ Today Term Plan is not only a tool for tax savings, but also for financial security of the family in absence of breadwinner of the family. Hence, even a young and healthy earning individual should buy Term Plan immediately before Term Plan premiums are increased. ◾ We offer insurance plans of many companies and suggest best plan suitable for you after comparing the plans of all these companies as per your requirement. Contact us to get the best insurance plan for you. Ashutosh Insurance Brokers LLP •Insurance for your Life, Health, Assets & Liabilities •Retirement Planning •Investment through Life Insurance A Service of ASHUTOSH FINANCIAL SERVICES PVT. LTD. •Investments •Insurance •Income Tax & Estate Planning •NRI Services Mob. No.: +91 7043893388 / +91 6358755770 Email: rm.insurance@ashutoshfinserv.com www.ashutoshfinserv.com Follow us using Ashutoshfinserv at Facebook , Instagram , Youtube , Twitter & Linkedin. Insurance is a subject matter of solicitation. Please forward this message to your friends, relatives and contacts who could be interested
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FILING OF INDIAN INCOME TAX RETURN FOR BUSINESSES BY OCTOBER 31

FILING OF INDIAN INCOME TAX RETURN FOR BUSINESSES BY OCTOBER 31 ➡️ Who is required to file Income Tax Return by October 31? 1️⃣ All companies 2️⃣ All Partnership firms required to audit their books of accounts and their partners 3️⃣ All other firms required to audit their books of accounts. ➡️ Is it mandatory to file Income Tax Return ? It is mandatory to file Income Tax Return if: 1️⃣ The Income exceeds Rs. 2.5 lakhs during the year (before giving effect of deductions under Chapter VI-A and certain capital gains exemptions) 2️⃣ Following categories of persons irrespective of the income: ▪️ If you have assets outside India or ▪️ Deposited an amount exceeding Rs.1 crore in current account/s by any mode during the year or ▪️ The deposit in one or more savings bank account of the person, in aggregate, is rupees fifty lakh or more during the previous year or ▪️ If his total sales, turnover or gross receipts, as the case may be, in the business exceeds sixty lakh rupees during the financial year; or ▪️ If his total gross receipts in profession exceeds ten lakh rupees during the financial year; or ▪️ If the aggregate of tax deducted at source and tax collected at source during the financial year, in the case of the person, is twenty-five thousand rupees or more; or ▪️ Incurred electricity expenditure in aggregate exceeding Rs.1 lakh or ▪️ Incurred an expenditure exceeding Rs. 2 lakh on travel out of India from bank account/s for himself or any other person. 3️⃣ Any taxable capital gain is realized during the year (Irrespective of basic tax slab exemption i.e. 2.5L). 4️⃣ In case of any Partnership firms or companies. In other cases, it is not mandatory to file an Income Tax Return. However, one may choose to voluntarily file it because of several advantages. ➡️ What are the advantages of voluntarily filing Income Tax Return? ▪️ Claiming refund of any taxes which have been withheld (TDS deducted). ▪️ Carry forward losses for claiming set-off against future year incomes. Contact us at the earliest to file your Income Tax Returns and become a compliant and proud Indian. Ashutosh Financial Services Pvt. Ltd. •Investments •Insurance •NRI Services •Income Tax & Estate Planning www.ashutoshfinserv.com Mobile: +91 73835 30919 / 93773 35959 Email: vrm@ashutoshfinserv.com Follow us using Ashutoshfinserv at Facebook, Instagram, YouTube, Twitter & Linkedin to receive all the latest information from finance world.
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BEST TIME FOR NRI TO DIVERSIFY INVESTMENTS GLOBALLY BY INVESTING IN U.S.A. STOCK MARKET

BEST TIME FOR NRI TO DIVERSIFY INVESTMENTS GLOBALLY BY INVESTING IN U.S.A. STOCK MARKET 📈📊 🔳 In the last one year (as on 07-10-22), the U.S.A. financial markets represented by S&P 500 and NASDAQ 100 indices have declined by 17.28% and 22.90% respectively. 🔳 Further, the renowned technology stocks such as Meta (Earlier Facebook), Amazon, Apple, Microsoft & Tesla have also reached a very attractive price point which makes it a lucrative chance to invest at this point. 🔳 Hence, the valuation of U.S.A. stock market makes it a great opportunity to invest and fetch the maximum benefits in the longer run. 🔳 Indian Stock Market is definitely a promising one, but it is always worthwhile to become a global investor to avoid single country & single currency risks. ➡️ To invest in U.S. markets, visit our platform: https://ashutoshfinserv.vested.co.in/ ➡️ The detailed explanation can be obtained from the presentation in the PDF file available in the following link or the YouTube video links stated below:
Investment in Foreign Equity
Link of English language explanatory video: Link of Gujarati language explanatory video: NRI Services Ashutosh Financial Services Pvt. Ltd. •Investments •Insurance •NRI Services •Income Tax & Estate Planning www.nrifintax.com Mobile: +91 72288 48181 / 7043593388 Email: nris1@ashutoshfinserv.com Follow us using Ashutosh_NRI_FinTax at Facebook, Instagram, YouTube, Twitter & Linkedin to receive all the latest information from finance world. Disclaimer: We do not intend to provide any investment advice in any manner through the above message. It is only a knowledge-sharing exercise in good faith.
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BEST TIME TO DIVERSIFY YOUR INVESTMENTS GLOBALLY BY INVESTING IN U.S.A. STOCK MARKET

BEST TIME TO DIVERSIFY YOUR INVESTMENTS GLOBALLY BY INVESTING IN U.S.A. STOCK MARKET 📈📊 🔳 In the last one year (as on 07-10-22), the U.S.A. financial markets represented by S&P 500 and NASDAQ 100 indices have declined by 17.28% and 22.90% respectively. 🔳 Further, the renowned technology stocks such as Meta (Earlier Facebook), Amazon, Apple, Microsoft & Tesla have also reached a very attractive price point which makes it a lucrative chance to invest at this point. 🔳 The U.S. dollar has also appreciated against the Indian Rupee by 8.13% in the past six months (as on 07-10-22) and by 4.64% in the past three months. 🔳 Hence, the valuation of U.S.A. stock market coupled with the currency gain prospects makes it a great opportunity to invest and fetch the maximum benefits in the longer run. 🔳 Indian Stock Market is definitely a promising one, but it is always worthwhile to become a global investor to avoid single country & single currency risks. ➡️ To invest in U.S. markets, visit our platform: https://ashutoshfinserv.vested.co.in/ ➡️ The detailed explanation can be obtained from the presentation in the PDF file available in the following link or the YouTube video links stated below:
Investment in Foreign Equity
Link of English language explanatory video: Link of Gujarati language explanatory video: Ashutosh Financial Services Pvt. Ltd. •Investments •Insurance •NRI Services •Income Tax & Estate Planning www.ashutoshfinserv.com Mobile: +91 73835 30919 / 93773 35959 Email: vrm@ashutoshfinserv.com Follow us using Ashutoshfinserv at Facebook, Instagram, YouTube, Twitter & Linkedin to receive all the latest information from finance world. Disclaimer: We do not intend to provide any investment advice in any manner through the above message. It is only a knowledge-sharing exercise in good faith.
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LIFE INSURANCE TERM PLAN – COMPARE AND SELECT THE BEST SUITED FOR YOUR NEEDS.

LIFE INSURANCE TERM PLAN – COMPARE AND SELECT THE BEST SUITED FOR YOUR NEEDS. Life insurance Term Plan is an insurance where you can get large amount of insurance cover at a reasonable premium amount. A term plan is the pure form of life insurance. ◾ As you get a large Lump-sum amount on your death, you can secure your family after your death and provide financial protection to your family. ◾ This term plan can be taken by anyone between the ages of 18-65. Additional insurance can be taken based on their income, health status, and current life insurance amount. ◾ Flexibility of years of insurance and premium, for how many years you want life cover and for how many years you want to pay premium. ◾ 18 year old person will be able to take a term plan of Rs 1 Crore till he reaches the age of 65, only @ Rs. 29/- premium per day. Same way 30 year old person can get @ 39/- rupees a day and 40 year old person can get @ 61/- rupees a day. ◾ Non-smoker and non-Tobacco user can get more benefit in premium. ◾ Women can get lower premium for insurance than men. ◾ You can also choose the option for refund of your all paid premiums after the end of the policy term. ◾ You can also choose additional riders such as a rider with to get a lump sum amount when critical illnesses occur or a rider with the benefit of accidental death. ◾ You can also get tax benefits under 80(C). ◾ We offer insurance plans of many companies and suggest best plan suitable for you after comparing the plans of all these companies as per your requirement. Contact us to get the best insurance plan for you. Ashutosh Insurance Brokers LLP •Insurance for your Life, Health, Assets & Liabilities •Retirement Planning •Investment through Life Insurance A Service of ASHUTOSH FINANCIAL SERVICES PVT. LTD. •Investments •Insurance •Income Tax & Estate Planning •NRI Services Mob. No.: +91 7043893388 / +91 6358755770 Email: rm.insurance@ashutoshfinserv.com www.ashutoshfinserv.com Follow us using Ashutoshfinserv at Facebook , Instagram , Youtube , Twitter & Linkedin. Insurance is a subject matter of solicitation. Please forward this message to your friends, relatives and contacts who could be interested.
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COMPREHENSIVE FINANCIAL INVESNTORY TO HELP INDIVIDUALS AND FAMILIES TAKE CHARGE OF COMPLETE FINANCIAL INFORMATION IN THE EVENT OF DISABILITY OR DEATH

📍 Comprehensive Financial Inventory to help individuals and families take charge of complete financial information in the event of disability or death. 📍 What is the importance & role of a ‘Comprehensive Financial Inventory’? ✅ We know the importance of preparation of a WILL for legal transfer of assets to our successors. Comprehensive Financial Inventory helps in making this process of transfer seamless and convenient. ✅ A WILL alone, may not be enough to carry out the entire transfer process without several essential data as included in this ‘Comprehensive Financial Inventory.’ ✅ It is a one stop inventory for the successors to avail all the necessary financials as well as personal information of an individual in the event of disability or death. ✅ Please follow this link to view and download for free. https://ashutoshfinserv.com/wp-content/uploads/2021/11/DETAILS-WHICH-MY-FAMILY-SHOULD-KNOW.pdf ✅ You can prepare the data on your own. 🎯 You can also avail our professional services to prepare the ‘Comprehensive Financial Inventory.’ 🎯 ✅ The information in the Comprehensive Financial Inventory in many cases requires customization (data prepared according to the need of the individual), time and efforts to prepare and update the information for which our services can be availed. Ashutosh Financial Services Pvt. Ltd. •Investments •Insurance •NRI Services •Income Tax & Estate Planning www.ashutoshfinserv.com Mobile: +91 73835 30919 / 93773 35959 Email: vrm@ashutoshfinserv.com Follow us using Ashutoshfinserv at Facebook, Instagram, YouTube, Twitter & Linkedin to receive all the latest information from finance world.
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INVEST IN SOVEREIGN GOLD BONDS (SGB) BUY FROM US AT AN ATTRACTIVE DISCOUNT FROM THE RATES SPECIFIED BY RESERVE BANK OF INDIA.

💫 INVEST IN SOVEREIGN GOLD BONDS (SGB) BUY FROM US AT AN ATTRACTIVE DISCOUNT FROM THE RATES SPECIFIED BY RESERVE BANK OF INDIA. 💫 Sovereign Gold Bonds are available on resale at an attractive discount of 3% from the rates at which RBI issues the bonds. These discounts vary with different series of SGB. Hence it a very attractive opportunity to avail SGB at a discount if an investor is planning to hold these SGB till maturity. Moreover there are several advantages of investing in SGB which are as under : ▪️ Investment in Gold without any levy of GST and rate difference on buying & selling. ▪️ Interest income @ 2.5% p.a. along with investment in Gold. ▪️ Tax Free gain on investment in Gold when bonds held till maturity. ▪️ Sovereign Gold Bonds issued by RBI are available for resale from us on all the working days. ▪️ Available in the multiples of 1 gms. ▪️ The rate of gold for the purchase of Sovereign Gold Bonds shall be the rate of gold at the time of purchase on the website of India Bullion Jewellers Association (IBJA) less the discount of 3% depending upon the series. ▪️ Eligible Interest rate of 2.5% p.a. paid on semi-annually basis. ▪️ Tenure: Original tenure 8 years, with an option to exit after the 5th year. ▪️ Tradable on the Stock Exchange. Taxation provisions : ▪️ Interest on these Sovereign Gold Bond is taxable. ▪️ Appreciation (Capital gain) of the amount received on maturity (after 8 years) is tax free. ▪️ Capital Gains on sale in the market is liable to Short Term Capital Gain (on holding below 3 years), Long term Capital Gain with indexation benefit applicable on holding above 3 years. GRAB THE OPPORTUNITY! CONTACT US TO INVEST IN SOVEREIGN GOLD BONDS. Mobile: +91 73835 30919 / 93773 35959 Email: vrm@ashutoshfinserv.com ASHUTOSH FINANCIAL SERVICES PVT. LTD. •Investments •Insurance •NRI Services •Income Tax & Estate Planning www.ashutoshfinserv.com You can share the details to your Friends, Relatives and Contacts who could be INTERESTED. Follow us using Ashutoshfinserv at Facebook , Instagram , Youtube , Twitter & Linkedin to receive all the latest information.
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PODCAST FOR NRIs – TIME TO INCREASE INVESTMENT ALLOCATION TOWARDS INDIA.

PODCAST FOR NRIs – TIME TO INCREASE INVESTMENT ALLOCATION TOWARDS INDIA. Please find herewith the link for the same: 📣 Link – https://www.instagram.com/reel/CichYRZvxb6/?utm_source=ig_web_copy_link The thoughts which have been delivered are the views of CA Rajit Kothari-Executive Director of Ashutosh Financial Services Pvt. Ltd. Mobile: +91 72288 48181 / 7043593388 Email: nris1@ashutoshfinserv.com NRI Services ASHUTOSH FINANCIAL SERVICES PVT. LTD. www.ashutoshfinserv.com Follow us using Ashutosh_NRI_FinTax on Facebook, Instagram, YouTube, Twitter & Linkedin to receive all the latest information. Disclaimer: These are personal views of CA Rajit Kothari, which should not be acted upon without taking specific professional advice. Please feel free to contact us.
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DEPOSIT ADVANCE INCOME TAX BY SEPTEMBER 15 TO AVOID INTEREST IMPLICATIONS

DEPOSIT ADVANCE INCOME TAX BY SEPTEMBER 15 TO AVOID INTEREST IMPLICATIONS 📆 ⬛ Every individual/company/firm/HUF whose net tax liability on the estimated income exceeds INR 10000 for the financial year shall be required to deposit advance tax. ⬛ The deposit of tax shall be in four instalments on the estimated net tax liability (after reducing taxes deposited/deducted/collected) which is calculated on the estimated income (after reducing deductions available under sec. 80C, 80D, etc.) ⬛ As per the Act, 45% of the estimated tax liability of the financial year shall be deposited by September 15. ⬛ Additional interest of 1% per month shall be levied under section 234C on the net tax liability on delay in payment of the tax. ⬛ For resident senior citizens not having income from business & profession, advance tax shall not be applicable. ⬛ Deposit advance tax timely not only to avoid interest implications, but also to become a responsible citizen of the country. 🇮🇳 Contact us: Income Tax & Estate Planning Services Ashutosh Financial Services Pvt. Ltd. •Investments •Insurance •NRI Services •Income Tax & Estate Planning www.ashutoshfinserv.com Mobile: +91 73835 30919 / 93773 35959 Email: vrm@ashutoshfinserv.com Follow us using Ashutosh_Finserv at Facebook, Instagram, Youtube, Twitter & LinkedIn to receive all the latest information from finance world.
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IMPORTANCE OF MAKING A WILL

IMPORTANCE OF MAKING A WILL A valid Will under Indian Succession Act should be made in respect of his/her assets. 👉 Please find the below link for the above topic. For further details feel free to contact us. Ashutosh Financial Services Pvt. Ltd.
  • Investments •Insurance •NRI Services •Income Tax & Estate Planning
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FILING OF INDIAN INCOME TAX RETURN FOR RESIDENT INDIAN

➡️ Is it mandatory to file Income Tax Return ? It is mandatory to file Income Tax Return if: 1️⃣ The Income exceeds Rs. 2.5 lakhs during the year (before giving effect of deductions under Chapter VI-A and certain capital gains exemptions) 2️⃣ Following categories of persons irrespective of the income: ▪️ If you have assets outside India or ▪️ Deposited an amount exceeding Rs.1 crore in current account/s by any mode during the year or ▪️ The deposit in one or more savings bank account of the person, in aggregate, is rupees fifty lakh or more during the previous year or ▪️ If his total sales, turnover or gross receipts, as the case may be, in the business exceeds sixty lakh rupees during the previous year; or ▪️ If his total gross receipts in profession exceeds ten lakh rupees during the previous year; or ▪️ If the aggregate of tax deducted at source and tax collected at source during the previous year, in the case of the person, is twenty-five thousand rupees or more; or ▪️ Incurred electricity expenditure in aggregate exceeding Rs.1 lakh or ▪️ Incurred an expenditure exceeding Rs. 2 lakh on travel out of India from bank account/s for himself or any other person. 3️⃣ Any taxable capital gain realized (Irrespective of basic tax slab exemption i.e. 2.5L). In other cases, it is not mandatory to file an Income Tax Return. However, one may choose to voluntarily file it because of several advantages. ➡️ What are the advantages of voluntarily filing Income Tax Return? ▪️ Claiming refund of any taxes which have been withheld (TDS deducted). ▪️ Carry forward losses for claiming set-off against future year incomes. 👉 Please find the below link for the above topic. https://youtu.be/b9qZ26fiVao Contact us at the earliest to file your Income Tax Returns and become a compliant and proud Indian. Kothari & Co. A service of Ashutosh Financial Services Pvt. Ltd.
  • Investments •Insurance •NRI Services •Income Tax & Estate Planning
www.ashutoshfinserv.com Contact us on: Mo.: +91 93769 62244 / 70435 24242 E-mail: lawserve@ashutoshfinserv.com Follow us using Ashutoshfinserv at Facebook, Instagram, YouTube, Twitter & Linkedin to receive all the latest information from finance world.
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MUTUAL FUNDS – SHORT VIDEO

What are Mutual Funds ? Why invest in Mutual Funds ? What are the types of Mutual Funds? What are the ways to invest in Mutual Funds ?  Why invest in Mutual Funds through ASHUTOSHFINSERV ? Short video on all the above questions YouTube link provided Ashutosh Financial Services Pvt. Ltd. www.ashutoshfinserv.com Mobile: +91 73835 30919 / 93773 35959 Email: vrm@ashutoshfinserv.com Follow us using Ashutoshfinserv at Facebook, Instagram, YouTube, Twitter & Linkedin to receive all the latest information from finance world.
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IMPORTANCE OF FINANCIAL PLANNING IN LIFE OF AN INDIVIDUAL – CELEBRATE LIFE WITH FINANCIAL FREEDOM

Lecture delivered by Mr. Jay Vasavada – Renowned columnist & orator on the above subject at an event organized by our company for Indian Medical Association Rajkot. 👉 Please find the below link for the above topic. https://fb.watch/dM488_E1OK/ Ashutosh Financial Services Pvt. Ltd.
  • Investments •Insurance •NRI Services •Income Tax & Estate Planning
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SYSTEMATIC INVESTMENT PLAN (SIP) FOR INVESTING IN MUTUAL FUNDS – SHORT VIDEO

What is SIP ? Why SIP ? What is the process for starting SIP through ASHUTOSHFINSERV ? Short video on all the above questions YouTube link provided Ashutosh Financial Services Pvt. Ltd.
  • Investments •Insurance •NRI Services •Income Tax & Estate Planning
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FILING OF INDIAN INCOME TAX RETURN FOR NON-RESIDENT INDIAN (NRI)

▪️ Is it mandatory for a NRI to file Income Tax Return in India ❓ ▪️ What are the conditions which makes it mandatory to file Income Tax Return in India ❓ ▪️ What are the advantages of filing Income Tax Return in India ❓ 👉 Please find the below link for the above topic. For further details feel free to contact us. Ashutosh NRI Services A service of Ashutosh Financial Services Pvt. Ltd. www.ashutoshfinserv.com Mobile: +91 72288 48181 / 96010 06464 Email: nris1@ashutoshfinserv.com Follow us using Ashutosh_NRI_Services at Facebook, Instagram, Youtube, Twitter & LinkedIn to receive all the latest information from finance world.
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BASICS OF BANKING REGULATIONS WHICH ALL NRIs SHOULD KNOW

👉 Please find the below link for the above topic. For further details feel free to contact us. Ashutosh NRI Services A service of Ashutosh Financial Services Pvt. Ltd. www.ashutoshfinserv.com Mobile: +91 72288 48181 / 96010 06464 Email: nris1@ashutoshfinserv.com Follow us using Ashutosh_NRI_Services at Facebook, Instagram, Youtube, Twitter & LinkedIn to receive all the latest information from finance world.
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Estate Planning For NRIs – WILL in respect to Indian Assets

A WILL valid under the Indian Succession Act should be made by NRIs in respect of their Indian Assets. 👉 Please find the below link for the above topic. For further details feel free to contact us. Ashutosh NRI Services A service of Ashutosh Financial Services Pvt. Ltd. www.ashutoshfinserv.com Mobile: +91 72288 48181 / 96010 06464 Email: nris1@ashutoshfinserv.com Follow us using Ashutosh_NRI_Services at Facebook, Instagram, Youtube, Twitter & LinkedIn to receive all the latest information from finance world.
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Life insurance (Term Plan) for NRIs (Non-resident Indians) through which NRIs can get large amount of insurance from India at a very small premium.

Life insurance (Term Plan) for NRIs (Non-resident Indians) through which NRIs can get large amount of insurance from India at a very small premium. 👉 Please find the below link for the above topic. For further details feel free to contact us. Ashutosh NRI Services A service of Ashutosh Financial Services Pvt. Ltd. www.ashutoshfinserv.com Mobile: +91 72288 48181 Email: nris1@ashutoshfinserv.com Follow us using Ashutosh_NRI_Services at Facebook, Instagram, Youtube, Twitter & LinkedIn to receive all the latest information from finance world.
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Beneficial provisions for NRI to avoid excess payment of taxes on sale of assets in India.

➡️ What are the Provisions under the Income Tax Act in regard to Tax Deduction at Source ( TDS) in respect of NRIs ❓ ➡️ How to ensure that right amount of tax is deducted at source so that NRIs need not to fall in the hassle of claiming refund ❓ 👉 Please find below the link on the above subject by Mr. Daxesh Kothari – Tax & Financial Consultant and MD & CEO of our company. For further details feel free to contact us Ashutosh NRI Services A service of Ashutosh Financial Services Pvt. Ltd. www.ashutoshfinserv.com Mobile: +91 72288 48181 / 96010 06464 Email: nris1@ashutoshfinserv.com Follow us using Ashutosh_NRI_Services at Facebook, Instagram, Youtube, Twitter & LinkedIn to receive all the latest information from finance world. Please forward this message to your friends, relatives and contacts who could be interested.
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FILING OF INDIAN INCOME TAX RETURN FOR NON-RESIDENT INDIAN (NRI)

➡️ Is it mandatory for an NRI to file Income Tax Return in India ❓ It is mandatory for an NRI to file Income Tax Return in India if: 1️⃣ The Income exceeds Rs. 2.5 lakhs in India during the year (before giving effect of deductions under Chapter VI-A and certain capital gains exemptions) 2️⃣ Following categories of persons irrespective of the income: ▪️ Deposited an amount exceeding Rs.1 crore in current account/s by any mode during the year or ▪️ The deposit in one or more savings bank account of the person, in aggregate, is rupees fifty lakh or more during the previous year or ▪️ If his total sales, turnover or gross receipts, as the case may be, in the business exceeds sixty lakh rupees during the previous year; or ▪️ If his total gross receipts in profession exceeds ten lakh rupees during the previous year; or ▪️ If the aggregate of tax deducted at source and tax collected at source during the previous year, in the case of the person, is twenty-five thousand rupees or more; or ▪️ Incurred electricity expenditure in aggregate exceeding Rs.1 lakh or ▪️ Incurred an expenditure exceeding Rs. 2 lakh on travel out of India from Indian bank account/s for himself or any other person. 3️⃣ Any taxable capital gain realized in India (Irrespective of basic tax slab exemption i.e. 2.5L). In other cases, it is not mandatory for any NRI to file an Income Tax Return in India. However, one may choose to voluntarily file it because of several advantages. ➡️ What are the advantages of voluntarily filing Income Tax Return for an NRI? ▪️ Claiming refund of any taxes which have been withheld (TDS deducted). ▪️ Carry forward losses for claiming set-off against future year incomes. ▪️ Obtaining credit of income taxes paid in India against taxes payable in the country of tax residence (where the NRI resides) as per the Double Taxation Avoidance Agreement (DTAA). ➡️ What are the due dates of filing Income Tax Return in India for an NRI? For Financial Year 2021-22 ended on 31st March, 2022, the last date of filing Income Tax Returns is 31st July, 2022. Contact us at the earliest to file your Income Tax Returns and become a compliant and proud Indian. For further details, contact us: Ashutosh NRI Services A service of Ashutosh Financial Services Pvt. Ltd. Mobile: +91 72288 48181 / 96010 06464 Email: nris1@ashutoshfinserv.com Follow us using Ashutoshfinserv at Facebook, Instagram, Youtube, Twitter & LinkedIn to receive all the latest information from finance world. We invite NRIs to become our REFERRAL PARTNERS for promoting NRI Services globally with attractive terms. Please forward this message to your friends, relatives and contacts who could be interested.
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US Green Card holders who stays in India for a large part of year makes them Tax Resident of two different countries and are liable to Income Tax in both the jurisdiction…..is there a way out ?…DTAA (Double Taxation Avoidance Agreement)

➡️ There are taxation laws of different countries applicable to a person on account of his residential status in different countries. ➡️ What are the provisions to claim the relief under the DTAA ❓ ➡️ What are the formalities or compliances to be done in order to claim the relief under DTAA ❓ 👉 Please find below the link on the above subject by Mr. Daxesh Kothari – Tax & Financial Consultant and MD & CEO of our company. For further details feel free to contact us Ashutosh NRI Services A service of Ashutosh Financial Services Pvt. Ltd. www.ashutoshfinserv.com Mobile: +91 72288 48181 Email: nris1@ashutoshfinserv.com Follow us using Ashutosh_NRI_Services at Facebook, Instagram, Youtube, Twitter & LinkedIn to receive all the latest information from finance world. Please forward this message to your friends, relatives and contacts who could be interested.
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Taxation Benefits for NRIs under Double Taxation Avoidance Agreement(DTAA)

➡️ It is important for NRIs to understand how their incomes would be taxed in the country where they are tax residents and countries other than the country where they are tax residents. ➡️ Will this lead to double taxation of the income ❓ ➡️ What are the taxation benefits available to NRIs under Double Taxation Avoidance Agreements (DTAA) ❓ ➡️ Are there concessional rates of tax or relief provisions available under DTAA ❓ ➡️ If there are beneficial provisions under the DTAA or under the Income Tax law of the country or vice versa, what would be applicable ❓ 👉 To know more about the various benefits available to NRIs under DTAA watch both the parts of our video. 👉 Please find below the link on the above subject by Mr. Daxesh Kothari – Tax & Financial Consultant and MD & CEO of our company. PART 1 – https://youtu.be/Y1Fk5LQ6i-g PART 2 – https://youtu.be/342tcyCXF50 For further details feel free to contact us Ashutosh NRI Services A service of Ashutosh Financial Services Pvt. Ltd. www.ashutoshfinserv.com Mobile: +91 72288 48181 / 96010 06464 Email: nris1@ashutoshfinserv.com Follow us using Ashutosh_NRI_Services at Facebook, Instagram, Youtube, Twitter & LinkedIn to receive all the latest information from finance world.
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Life insurance (Term Plan) for NRIs (Non-resident Indians) through which NRIs can get large amount of insurance from India at a very small premium.

A Term Plan is a pure form of Life insurance, which has following features: ◾ Get claim of large lump-sum amount globally in case of death/disability/critical illness, which can secure your family by providing financial protection in your absence. ◾ NRIs with age band of 18 to 65 years can apply for Term plan, based on the criteria like annual income, health condition and existing life insurance amount. ◾ Flexibility in years of insurance and premiums, for how many years you want life cover and for how many years you want to pay premium. ◾ Specially for NRIs, an 18 year old person will be able to take a term plan of Rs. 1 Crore till he reaches the age of 65 only @ Rs. 20 premium per day. Same way 30 year old person can get @ 28.50/- rupees a day and 40 year old person can get @ 47/- rupees a day. ◾ Non-smoker and non-Tobacco user can get more benefit in premium amount. ◾ Women can get lower premium for insurance than men. ◾ Choose the option for refund of your all premiums paid after the end of the policy term. ◾ Choose additional riders such as a rider with to get a lump sum amount when critical illnesses occur or a rider with the benefit of accidental death. ◾ Choose increasing and decreasing sum assured options. ◾ NRIs can also claim tax benefits under section 80(C) of Income Tax Act. ✅ We offer insurance plans of many companies, we suggest best plan suitable for NRIs after comparing the plans of all these companies, with the lowest premium, best company and best features as per your requirements. For further details feel free to contact us Ashutosh NRI Services A service of Ashutosh Financial Services Pvt. Ltd. www.ashutoshfinserv.com Mobile: +91 72288 48181 / 96010 06464 Email: nris1@ashutoshfinserv.com Follow us using Ashutosh_NRI_Services at Facebook, Instagram, Youtube, Twitter & LinkedIn to receive all the latest information from finance world.
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Rules For Repatriation Of Current Income Outside India

Repatriation is the process in which funds are transferred freely from one country to another in foreign currency. A NRI can open NRO, NRE & FCNR-B accounts in India and when you move your money from the NRO account to NRE account or to an account in your country of residence, it is called repatriation.

What can be repatriated and how much ?

  • Current Income ( Salary, Investment, Interest, Business Profits) – No Limit
  • Movable Assets ( Sale Proceeds Of Asset Acquired As Inheritance) – USD 1 Million Per Financial Year.
  • Immovable Assets ( Sales Proceeds Of Residential Asset) – USD 1 Million Per Financial Year.

FEMA Rules Regarding Repatriation ?

  • There are Income Tax implications in India every time you repatriate funds.
  • You can cumulatively repatriate current income earned in any year in that year itself or the subsequent years
  • You can transfer or repatriate funds from your NRE account freely without any limit
  • Your NRO account balance should hold legitimate dues receivable in India and not through borrowing from another person or funds transferred from another NRO account
  • In case of residential property, you can repatriate sale proceeds of up to two such properties.

Can You Cross The Repatriation Limit ?

Yes, the RBI does allow you to repatriate funds higher than the preset limits only after explicit approval. The situations in which you may request to increase the permissible limit include medical emergencies, children’s education, or purchasing the property back in your country of residence.

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HOW NRIs CAN PREPARE A WILL FOR TRANSFERRING ASSETS TO BENEFICIARIES IN THE DESIRED MANNER?

A Will valid under the Indian Succession Act should to be made by NRIs in respect of their Indian Assets. The Indian Laws of Succession shall apply on the Indian Assets hence a Will valid under the Indian Succession Act should be made by NRIs, it has to have all the essential elements of a valid Will as listed in the following points. 🟥 The Will has to be in writing with precise details of the assets to be passed to the beneficiaries in the desired manner. 🟥 The names and details of the beneficiaries under the Will to whom assets are to be passed have to be clearly stated. 🟥 The person preparing the Will has to be identifiable along with his signature and date on which the Will is executed. 🟥 Signatures of two adult witnesses with their identification have to be obtained. It is advisable to have witnesses who are younger than the person preparing the Will and also have Doctor as a witness in case of an aged person preparing the Will. A witness should not be a beneficiary in the Will. 🟥 It is advisable to execute declarations of the two witnesses confirming the fact that they are the witness of the Will. These Declarations can be filed in court at the time of obtaining the probate after death. 🟥 Person signing the Will can sign before Notary Public or get the Will Registered at any authorized sub-registrar. However, none of the two procedures are mandatory under law. 🟥 The person preparing the Will can appoint an executor (including a beneficiary) for executing the transfer of his/her assets to the intended beneficiaries. However, such an appointment is not mandatory. 🟥 Whether to sign the Will, without Notary, before Notary or get the same registered or to appoint an executor, depends on the facts & circumstances of the case. IT IS NOT NECESSARY THAT THE NRI HAS TO BE IN INDIA TO PREPARE A WILL IT CAN BE EXECUTED EVEN OUT OF INDIA. IT IS ALWAYS ADVISABLE TO MAKE A WILL IN RESPECT OF ALL YOUR INDIAN ASSETS SO THAT ONE CAN TRANSFER THE WEALTH TO THE INTENDED BENEFICIARIES IN THE DESIRED MANNER. ➡️ Contact us to plan the succession of your wealth to your successors in a legitimate, convenient and efficient manner. Ashutosh NRI Services A service of Ashutosh Financial Services Pvt. Ltd. www.ashutoshfinserv.com Mobile: +91 72288 48181 / 96010 06464 Email: nris1@ashutoshfinserv.com
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CAPITAL PROTECTION COUPLED WITH GROWTH, AN ATTRACTIVE INVESTMENT STRATEGY FOR NRIs IN INDIA

CAPITAL PROTECTION COUPLED WITH GROWTH, AN ATTRACTIVE INVESTMENT STRATEGY FOR NRIs IN INDIA. Combination of NRE Fixed Deposit and Systematic Investment Plans (SIP) in Equity Mutual Funds. ➡️ Concept: NRI Investors largely invest in Fixed Deposits (FDs) because they want safety of principal. What if, an investment offers safety of principal equivalent to FDs, but relatively higher returns than FDs? The following is the novel investment idea that gives capital protection and growth. ➡️ Three Step Investment Guide: Step 1: Investment in NRE FDs for 5 years. Step 2: Choose the option of annual interest payout. Step 3: Invest the interest income in equity funds every year by monthly SIP. ➡️ Example: Step 1: Investment in NRE FDs. ▪️ Investment in FDs: Rs. 25,00,000. ▪️ Annual Rate of interest: 5.50 per cent. ▪️ Duration of investment: 5 Years. ▪️ Investment Option: Annual Interest Payout. ▪️ Expected Interest Income Every Year: Rs. 1,37,500. Step 2: Annual interest payout. ▪️ On the above FD, expected interest income every year would be Rs. 1,37,500. Step 3: Investment of interest income in equity funds every year. ▪️ Invest Rs. 1,37,500 every year to Equity Mutual Fund – Growth Plan. ▪️ Ideally it can be investment of Rs. 11,500 per month in Equity Mutual Fund by way of a SIP by adjusting the cash flow. ➡️ Value of Investment after 5 years: ▪️ Expected Value of Investment in Equity Mutual Fund: Rs. 9,48,593. (Returns assumed – 12 per cent). ▪️ FD Principal Repayment: Rs. 25,00,000. ▪️ Total Value of Investment at the end of 5 years: Rs. 34,48,593. ➡️ Benefits of Investment in Combination: ▪️ Ensures high Safety of Principal (i.e. risk-free investment). ▪️ Investment in Equity Market only through interest income. ▪️ Increased Expected Returns, with minimum risk. ▪️ Investment done through NRE account in fixed deposits and mutual funds along with their returns are fully repatraible. ➡️ Analysis: ▪️ INVESTMENT IN NRE FD Investment Amount: Rs. 25,00,000 Maturity Amount at the end of 5 years: Rs. 32,67,400 Annualized Returns: 5.50% ▪️ INVESTMENT IN COMBINATION Investment Amount: Rs. 25,00,000 Maturity Amount at the end of 5 years: Rs. 34,48,593 Annualized Returns: 6.64% ▪️ BENEFIT OF INVESTMENT IN COMBINATION: Rs. 1,81,193 Please feel free to contact us Mobile: +91 72288 48181 / 96010 06464 Email: nris1@ashutoshfinserv.com Ashutosh NRI Services A service of ASHUTOSH FINANCIAL SERVICES PVT. LTD. •Investments •Insurance •NRI Services •Income Tax & Estate Planning www.ashutoshfinserv.com Follow us using Ashutoshfinserv at Facebook, Instagram , Youtube , Twitter & Linkedin to receive all the latest information from finance world
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CAPITAL PROTECTION COUPLED WITH GROWTH, AN ATTRACTIVE INVESTMENT STRATEGY

CAPITAL PROTECTION COUPLED WITH GROWTH, AN ATTRACTIVE INVESTMENT STRATEGY. Combination of Fixed Deposit and Systematic Investment Plans (SIP) in Equity Mutual Funds. ➡️ Concept: Investors largely invest in Fixed Deposits (FDs) because they want safety of principal. What if, an investment offers safety of principal equivalent to FDs, but relatively higher returns than FDs? The following is the novel investment idea that gives capital protection and growth. ➡️ Three Step Investment Guide: Step 1: Investment in FDs for 5 years. Step 2: Choose the option of annual interest payout. Step 3: Invest the interest income in equity funds every year by monthly SIP. ➡️ Example: Step 1: Investment in FDs. ▪️ Investment in FDs: Rs. 5,00,000. ▪️ Annual Rate of interest: 6.8 per cent. ▪️ Duration of investment: 5 Years. ▪️ Investment Option: Annual Interest Payout. ▪️ Expected Interest Income Every Year: Rs. 34,000. Step 2: Annual interest payout. ▪️ On the above FD, expected interest income every year would be Rs. 34,000. Step 3: Investment of interest income in equity funds every year. ▪️ Invest Rs. 34,000 every year to Equity Mutual Fund – Growth Plan. ▪️ Ideally it can be investment of Rs. 2800 per month in Equity Mutual Fund by way of a SIP by adjusting the cash flow. ➡️ Value of Investment after 5 years: ▪️ Expected Value of Investment in Equity Mutual Fund: Rs. 2,30,962. (Returns assumed – 12 per cent). ▪️ FD Principal Repayment: Rs. 5,00,000. ▪️ Total Value of Investment at the end of 5 years: Rs. 7,30,962. ➡️ Benefits of Investment in Combination: ▪️ Ensures high Safety of Principal (i.e. risk-free investment). ▪️ Investment in Equity Market only through interest income. ▪️ Increased Expected Returns, with minimum risk. ➡️ Analysis: ▪️ INVESTMENT IN FD Investment Amount: Rs. 5,00,000 Maturity Amount at the end of 5 years: Rs. 6,94,746 Annualized Returns: 6.80% ▪️ INVESTMENT IN COMBINATION Investment Amount: Rs. 5,00,000 Maturity Amount at the end of 5 years: Rs. 7,30,962 Annualized Returns: 7.89% ▪️ BENEFIT OF INVESTMENT IN COMBINATION: Rs. 36,216 For further details feel free to contact us Mobile: +91 73835 30919 / 93773 35959 Email: vrm@ashutoshfinserv.com Ashutosh Investment Services A service of ASHUTOSH FINANCIAL SERVICES PVT. LTD. •Investments •Insurance •Income Tax & Estate Planning •NRI Services www.ashutoshfinserv.com Follow us using AshutoshFinserv at Facebook, Instagram, Youtube, Twitter & Linkedin to receive all the latest information.
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LONG-TERM INVESTING CAN CREATE WEALTH FOR INVESTORS, NOT TRADING IN STOCK MARKET

➡️ In recently published article by Economic Times on 2nd January 2022, founder of India’s largest broking firm Zerodha, Mr. Nithin Kamath has claimed that less than 1% of active traders earn more money than a bank fixed deposit over a 3-year period. ➡️ In the recent times, we have witnessed a sharp rise in number of demat accounts and trading volumes in the stock markets, especially among the youth. ➡️ Many of us indulge in stock trading (buying & selling) with the objective of earning short term profits based on stock tips from various sources in the market. ➡️ Such tips are generally not backed by professional investment research & analysis. Hence, investors often end up losing hard earned capital by placing such trades. ➡️ It is best to participate in the stock market through appropriate investment avenues managed by professionals having sound expertise in that field. ➡️ So invest in good quality: 1. Equity Mutual Funds, 2. Portfolio Management Services (PMS) with appropriate asset allocation and taking into consideration your risk taking capacity. Disclaimer: We do not intend to provide any investment advice in any manner through the above message. It is only a knowledge-sharing exercise in good faith. Please feel free to contact us Mobile: +91 73835 30919 / 93773 35959 Email: vrm@ashutoshfinserv.com Ashutosh Investment Services A service of ASHUTOSH FINANCIAL SERVICES PVT. LTD. •Investments •Insurance •Income Tax & Estate Planning •NRI Services www.ashutoshfinserv.com   Follow us using Ashutoshfinserv at FacebookInstagram , Youtube , Twitter & Linkedin to receive all the latest information from finance world.  
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INDIAN GOVERNMENT HAS STARTED VIGILANCE AGAINST NON-COMPLIANT NON-RESIDENT INDIANS (NRI)

▪️ The Indian govt. has started seeking details of financial transactions from suspected non-compliant Non-Resident Indians. Please find attached the recent news article for reference. ▪️ Information such as details of fund sources, assets acquired, income tax return filing, etc. are sought by agencies such as the Enforcement Directorate (ED). ▪️ The suspected non-compliance is for wrongful declarations under FEMA (Foreign Exchange Management Act, 1999) as well the Income Tax Act for claiming incorrect residential status. ▪️ This implies that the person takes refuge of being under the Non-Resident status while filing Income Tax returns as well as in other financial transactions such as banking, investment, etc. ▪️ There are severe consequences of such wrongful declaration which can result in unwanted penalties as well prosecution under Income Tax Act and the Black Money (Undisclosed Foreign Income and Assets) and Imposition of Tax Act, 2015. ▪️ Due date for filing Indian Income Tax return is 30th September, 2021. Let us comply with all taxation & regulatory laws of India not only to avoid unfavourable legal consequences, but also to become an honest and responsible Indian. Please feel free to contact us Mobile: +91 72288 48181 / 70435 93388 Email: nris1@ashutoshfinserv.com Ashutosh NRI Services A service of ASHUTOSH FINANCIAL SERVICES PVT. LTD. •Investments •Insurance •Income Tax & Estate Planning •NRI Services www.ashutoshfinserv.com Please forward this message to your friends, relatives and contacts. Follow us using Ashutoshfinserv at Facebook, Instagram , Youtube , Twitter & Linkedin to receive all the latest information from finance world.
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LATEST NEWS ON INVESTMENT IN UNLISTED STOCKS OF TOP INDIAN COMPANIES BEFORE IPO

We are pleased to share the latest news in the attached PDF on the unlisted stock of Reliance Retail Ltd and National Stock Exchange Ltd. Please be in touch with us to buy unlisted stock of top class Indian companies. Investment in unlisted companies is an opportunity to obtain allotment before the IPO which in present times gets oversubscribed heavily. In order to understand everything about investment in unlisted stocks visit our Youtube presentation which will cover the following aspects : ✅ Why should we invest in unlisted stocks? ✅ How to invest in unlisted stocks? ✅ Which unlisted stocks to invest in? ✅ Regulatory & Tax aspects of investing in unlisted stocks Links of video In English language: https://www.youtube.com/watch?v=-n3CY-xdrHA&t=1s In Gujarati language: https://www.youtube.com/watch?v=8nGYA2tAT84&t=117s Please feel free to contact us for buying the Unlisted Stocks: Mobile: +91 73835 30919 / 93773 35959 Email: vrm@ashutoshfinserv.com Ashutosh Investment Services A service of ASHUTOSH FINANCIAL SERVICES PVT. LTD. •Investments •Insurance •Income Tax & Estate Planning •NRI Services www.ashutoshfinserv.com Please forward this message to your friends, relatives and contacts who could be interested. Follow us using Ashutoshfinserv at Facebook, Instagram , Youtube , Twitter & Linkedin to receive all the latest information from finance world. Disclaimer: We do not intend to provide any investment advice through the above message. It is a knowledge-sharing exercise in good faith.Investments are subject to market risks. Please read all the related offer documents carefully.
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GREAT OPPORTUNITY TO INVEST IN DIGITAL GOLD BONDS LAUNCHED BY RESERVE BANK OF INDIA AT A PRICE LOWER THAN THE MARKET PRICE OF GOLD.

FRESH SERIES OF 2021-22 – TRANCHE 04 At Present, the market price of 10 gms. of Gold is Rs. 47,863/- PM as on 9th july, 2021 and instead the Reserve Bank of India has came up with a series of schemes offering 10 gms. Gold Bonds at the rate of Rs. 47,570/- with (Rs. 48,070-Rs.500 Discount) under the Sovereign Gold Bond Scheme. Direct benefit of Rs. 293 (47,863-47,570) per 10 gms. This Gold Bond Scheme close on 16th July, 2021 which means that the offer will only be applicable till 16th July, 2021. ✅ Series III available from 12th July 2021 to 16th July, 2021. ✅ Available in the multiples of 1 gms. ✅ Rs. 50 per 1 gms discount on online purchase. ✅ Eligible Interest rate of 2.5% p.a. paid on semi-annually basis. ✅ Tenure: 8 years (Early withdrawal allowed from 5th year). ✅ Trade-able on the Stock Exchange. ✅ Taxation: ➡️ Interest on these Sovereign Gold Bond is taxable. ➡️ Appreciation (Capital gain) of the amount received on redemption (after 8 years) is tax free. ➡️ Capital Gains on sale in the market is liable to Short Term Capital Gain (on holding below 3 years), Long term Capital Gain with indexation benefit applicable after holding above 3 years. 📌 GRAB THE OPPORTUNITY!IF YOU MISS THE OPPORTUNITY DON’T WORRY! All series of Sovereign Gold Bonds are AVAILABLE with ASHUTOSH INVESTMENT SERVICES for sale. Ashutosh Investment Services A Service of ASHUTOSH FINANCIAL SERVICES PVT. LTD. •Investments •Insurance •Income Tax & Estate Planning •NRI Services Mobile: +91 73835 30919 / 93773 35959 Email: vrm@ashutoshfinserv.com www.ashutoshfinserv.com You can share the details to your Friends, Relatives and Contacts who could be INTERESTED. Disclaimer: We do not intend to provide any investment advice in any manner through the above message. It is only a knowledge-sharing exercise in good faith. Follow us using AshutoshFinserv at: FACEBOOK, INSTAGRAM, YOUTUBE, TWITTER & LINKEDIN.
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TAXABILITY OF LIFE INSURANCE PROCEEDS RECEIVED ON DEATH OR MATURITY

Are the proceeds from all life insurance policies tax free in India? The taxability of any amounts received under an Insurance Policy is governed by Section 10(10D) of the Income Tax Act. The same can be summarised as under : ▶️ What is the taxability when the insurance policy proceeds are received by the nominee in the event of death of the insured? ✅ The sum assured received by the nominee (beneficiary) for any life insurance policy in an unfortunate event of death of the insured is ALWAYS TAX-FREE irrespective of the premium paid or any other factor. ▶️ What is the taxability when the life insurance policy proceeds are received by the insured person on maturity of the term? ✅ The maturity sum received by the insured is TAX-FREE if the premium for EVERY YEAR (including top up premium) during the tenure of the policy is NOT EXCEEDING 10% of the sum assured as per the policy to the insured person. ✅ In any other cases, the income (sum received less total premium paid over the years) is TAXABLE under the slab rates applicable to that individual. ✅ If the maturity proceeds of the insurance policy (exceeding Rs.1 lakh) are taxable, tax is liable to be deducted at source (TDS) by the Insurance company under section 194DA at the rate of 1% on the income portion of the policy maturity proceeds. Credit for that can be claimed while filing the tax returns. 👉🏻 We offer insurance plans of many companies; we can suggest the best plan suitable for you after comparing the plans of various companies, with the best features and most competitive premium as per the requirement. Contact us to get the best insurance plan for you. Ashutosh Insurance Services •Insurance for your Life, Health and Assets •Retirement Planning A Service of ASHUTOSH FINANCIAL SERVICES PVT. LTD. •Investments •Insurance •Income Tax & Estate Planning •NRI Services Mob. No. : +91 6358755770, +91 7043893388 Email: rm.insurance@ashutoshfinserv.com www.ashutoshfinserv.com Follow us using Ashutoshfinserv at Facebook , Instagram , Youtube , Twitter &Linkedin. Please forward this message to your friends, relatives and contacts who could be interested. Disclaimer: Insurance is a subject matter of solicitation.
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DETAILS WHICH MY FAMILY SHOULD KNOW

➡️ Comprehensive Financial Inventory to help individuals and families take charge for their financial information in the event of disability or death. What is the importance & role of a ‘FAMILY VAULT’? ✅ We know the importance of preparation of a WILL for legal transfer of assets to our successors. A ‘Family Vault’ helps in making this process of transfer seamless and convenient. A WILL alone, may not be enough to carry out the entire transfer process without several essential data as included in this ‘Family Vault.’ ✅ It is a one stop vault for the successors to avail all the necessary financials as well as personal information of an individual in the event of disability or death. Please find the PDF for the ‘FAMILY VAULT’ herewith OR follow this link to view and download for free. https://www.ashutoshfinserv.com/wp-content/uploads/2021/07/FAMILY-VAULT.pdf You can prepare the data on your own. Please feel free to share with your contacts, friends and relatives. 🎯 You can also avail our professional services to prepare the ‘FAMILY VAULT.’ 🎯 ✅ The information in the Family Vault in many cases requires customization (data prepared according to the need of the individual). Moreover, time and efforts are required to prepare and update the information for which our services can be availed. ASHUTOSH FINANCIAL SERVICES PVT. LTD. •Investments •Insurance •Income Tax & Estate Planning •NRI Services Mobile: +91 73835 30919 / 93773 35959 Email: vrm@ashutoshfinserv.com www.ashutoshfinserv.com Follow us using AshutoshFinserv at: FACEBOOK, INSTAGRAM, YOUTUBE, TWITTER & LINKEDIN.
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Practical Examples With Questions & Answer For Understanding The Calculation Of Tax Deducted At Source (TDS)

  1. Section 194Q is applicable to which buyers: –
The section 194Q of TDS is applicable only to those buyers whose turnover, gross receipt or sales in the previous year was more than Rs.10 crores hence in the financial year ended on 31st March 2021, the buyers whose turnover was more than Rs.10 crore in that year, they have to deduct TDS from their resident seller on the purchase of above Rs.50lakh in the current financial year 2021-22. Therefore, if the turnover of a buyer is less than Rs.10 crore in the year ended March 31,2021, he does not have to comply with this provision in current financial year.   2. On which amount TDS is to be deducted: – This TDS is to be deducted only on the amount above Rs 50.00 lakh in a financial year from one seller i.e., if the purchase is for Rs 67.00 lakh then the Buyer has to deduct TDS only on the amount above Rs 50 lakh i.e., on Rs 17.00 lakh, then for each seller, the buyer will have to deduct first Rs. 50 Lakhs then deduct TDS on remaining amount. Now one more thing to keep in mind that this limit of Rs 50 lakh is for one financial year for each seller, so now that this provision is applicable from 1st July 2021 then TDS you have to deduct only on purchases after 1st July 2021 but While ascertaining the limit of purchase Rs. 50.00 Lakhs, the purchases from April 1, 2021, the purchase will also have to be taken into account. Examples 1: – Purchaser has made purchase from seller from 1st April 2021 to 30th June 2021 for Rs 40lakhs and now on 1st July 2021 another purchase has been made from the same seller for Rs 30 lakhs. On what amount is TDS to be deducted? Ans Out of 30 lakhs on this purchase TDS has to be deducted on Rs. 20 lakh after deducting Rs 10 lakh. The limit of a financial year is Rs 50 lakh per seller, so purchaser has already purchased Rs 40 lakh out of this limit before June 30, so now only Rs 10 lakh is left out of the limit of Rs 50 lakh. Example 2: – Purchaser has made a purchase from seller from 1st April 2021 to 30th June 2021 for Rs 70lakhs and now on 1st July 2021, another purchase has been made from the same seller for Rs 30 lakhs, On what amount is TDS to be deducted? Ans. Purchase for Rs 30 lakhs only TDS is to be deducted. The limit of Rs. 50 lakh per seller is for a financial year and purchaser has already exhausted this limit before 30th June 2021.
  1. Whether TDS is to be deducted while adding GST: –
The reason for this controversy that the TCS to be deducted under section 206 (C) (1H)where the Central Board of Direct Taxes had clarified that TCS is to be deducted only on the entire amount received including GST. The Central Board of Direct Taxes had not clarified in the case with TDS under section 194Q. But keep in mind here that no such clarification has been issued with respect to the goods. Hence it wants to deduct this TDS on the amount of GST.
  1. At what time TDS is to be deducted: –
TDS is to be deducted at the time when such amount is credited to the seller’s account or paid to him, whichever is earlier.
  1. TDS rate 5% for non-delivery of PAN number – Section 206AA
If the seller does not give his PAN number to the buyer, then this rate of TDS will be 5%
  1. Rate of TDS for Non-filers of ITR:
A new category of “Specified Persons” whose TDS is to be deducted from 1st July 2021has been mentioned under section 206AB for whom TDS is to be deducted at twice the regular rate or 5 percent, whichever is higher. These persons are categorized as the persons in whose case the TDS/TCS deducted from them from all the sources is high in but they are defaulters in filing their returns regularly. Here defaulters mean persons who are not filing their ITRs for continuous 2 years in spite of the fact that in each of both these 2 years the TDS/TCS deducted and/or collected is more than Rs.50000.00.
  1. What will be the result of not deducting/depositing TDS: –
As per section 40(ia) of the Income Tax Laws an amount has been paid to a resident on which TDS is to be deducted but not deducted and if deducted and the same is not deposited before the expiry of the time provided for furnish of ITR under section 139(1)then the 30% of the amount on which TDS is to be deducted and deposited will be added to the income of that person.
  1. When not to deduct TDS: –
In this regard, if all the conditions mentioned above are fulfilled, the buyer becomes liable to deduct TDS, even then he does not have to deduct this TDS and two such situations are there: – (i). Where TDS is to be deducted on the transaction of this purchase under any of the provision under the Income Tax Act. (ii). When TCS is deductible under 206C (excluding TCS provisions applicable to sale of goods under section 206(C)(1H)) by the seller on that transaction, the provisions of TDS are not applicable. Please keep in mind here that TCS is to be deducted in any of the provisions of TCS in section 206C, then TDS is not to be deducted under this section. So please note where there is a transaction on which buyer and seller both are covered to deduct TDS and TCS respectively then it is only the buyer who has to deduct TDS and  in all those cases all these buyers should inform the seller. For further details, Contact us on: E-Mail: lawserve@ashutoshfinserv.com Phone No: +91 93769 62244
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How To Prepare A Will For Transfer Of Assets To Beneficiaries In The Desired Manner?

🟥 A Will valid under the Indian Succession Act has to be made in respect of his/her Assets. 🟥 For the Will to be legally valid under the Indian Succession Act, it has to have all the essential elements of a valid Will as listed in the following points. 🟥 The Will has to be in writing with precise details of the assets to be passed to the beneficiaries in the desired manner. 🟥 The names and details of the beneficiaries under the Will to whom assets are to be passed have to be clearly stated. 🟥 The person preparing the Will has to be identifiable along with his signature and date on which the Will is executed. 🟥 Signatures of two adult witnesses with their identification have to be obtained. It is advisable to have witnesses who are younger than the person preparing the Will and also have Doctor as a witness in case of an aged person preparing the Will. A witness should not be a beneficiary in the Will. 🟥 It is advisable to execute declarations of the two witnesses confirming the fact that they are the witness of the Will. These Declarations can be filed in court at the time of obtaining the probate after death. 🟥 Person signing the Will can sign before Notary Public or get the Will Registered at any authorized sub-registrar. However, none of the two procedures are mandatory under law. 🟥 The person preparing the Will can appoint an executor (including a beneficiary) for executing the transfer of his/her assets to the intended beneficiaries. However, such an appointment is not mandatory. 🟥 Whether to sign the Will, without Notary, before Notary or get the same registered or to appoint an executor, depends on the facts & circumstances of the case. 🟥 IT IS ALWAYS ADVISABLE TO MAKE A WILL IN RESPECT OF ALL ASSETS SO THAT ONE CAN TRANSFER THE WEALTH TO THE INTENDED BENEFICIARIES IN THE DESIRED MANNER. 🟥 Contact us to plan the succession of your wealth to your successors in a legitimate, convenient and efficient manner. Mobile: +91 73835 30919 / 93769 62244 Email: vrm@ashutoshfinserv.com Follow us using Ashutoshfinserv at Facebook, Instagram , Youtube , Twitter & Linkedin to receive all the latest information from finance world. Disclaimer: The above message is based on our understanding of the relevant laws. Please take appropriate professional advice.
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Great Opportunity To Invest In Digital Gold Bonds Launched By Reserve Bank Of India At A Price Lower Than The Market Price Of Gold.

FRESH SERIES OF 2021-22 – TRANCHE 03 At Present, the market price of 10 gms. of Gold is Rs. 48,654/- PM as on 28th May, 2021 and instead the Reserve Bank of India has came up with a series of schemes offering 10 gms. Gold Bonds at the rate of Rs. 48,390/- with (Rs. 48,890-Rs.500 Discount) under the Sovereign Gold Bond Scheme. Direct benefit of Rs. 264 (48,654-48,390) per 10 gms. This Gold Bond Scheme close on 4th June, 2021 which means that the offer will only be applicable till 4th June, 2021. ✅ Series III available from 31st May 2021 to 4th June, 2021. ✅ Available in the multiples of 1 gms. ✅ Rs. 50 per 1 gms discount on online purchase. ✅ Eligible Interest rate of 2.5% p.a. paid on semi-annually basis. ✅ Tenure: 8 years (Early withdrawal allowed from 5th year). ✅ Trade-able on the Stock Exchange. ✅ Taxation: ➡️ Interest on these Sovereign Gold Bond is taxable. ➡️ Appreciation (Capital gain) of the amount received on redemption (after 8 years) is tax free. ➡️ Capital Gains on sale in the market is liable to Short Term Capital Gain (on holding below 3 years), Long term Capital Gain with indexation benefit applicable after holding above 3 years. 📌 GRAB THE OPPORTUNITY!IF YOU MISS THE OPPORTUNITY DON’T WORRY! All series of Sovereign Gold Bonds are AVAILABLE with ASHUTOSH INVESTMENT SERVICES for sale. Mobile: +91 73835 30919 / 73835 30619 Email: vrm@ashutoshfinserv.com www.ashutoshfinserv.com Disclaimer: We do not intend to provide any investment advice in any manner through the above message. It is only a knowledge-sharing exercise in good faith.
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Invest In Unlisted Shares Of The Second Fastest Growing Retailer In The World – Reliance Retail Ltd.

🔲 Reliance Retail Ltd., subsidiary of Reliance Industries Ltd., has been recently ranked as the second fastest growing retailer in the world in the 2021 ranking of global retail power houses by Deloitte. 🔲 The company is more than five times the size (in terms of annual turnover) to its subordinate retail competitor, Avenue Supermarts Ltd. (DMart). 🔲 The company recorded a growth of 41.8 per cent, driven primarily by a 13.1 per cent increase in the number of stores in its consumer electronics, fashion and lifestyle and grocery retail chains, to 11,784 stores across 7,000 towns and cities in India. 🔲 The company is leveraging the E-commerce medium through both, digital commerce B2C and B2B models by partnering with WhatsApp to further accelerate business on the JioMart platform. 🔲 It is advantageous to invest in such Unlisted Shares before the company comes with IPO (Initial Public Offering) when the success story is visible to the world at large and already there in the share price. 🔲 Shares of the company are readily available with us at all times with daily quotes. We carry out transfers to the Demat account of the investor with precise documentation and also provide related taxation & regulatory advice. 🔲 Invest in such game changer businesses of modern times to fetch multi-bagger returns (2x, 3x, etc.) on the investment. 🔲 Links of explanatory video on the topic “ᑕᗩTᑕᕼ TᕼEᗰ YOᑌᑎG – INVESTMENT IN PROMISING UNLISTED STOCKS BEFORE IPO” In English language: In Gujarati language: For any further details, Contact us: Mobile: +91 73835 30919 / 73835 30619 Email: vrm@ashutoshfinserv.com Disclaimer: We do not intend to provide any investment advice in any manner through the above message. It is only a knowledge-sharing exercise in good faith.
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Invest In Mutual Funds Of Indian Information Technology (I.T.) And Pharma/Healthcare Sector

🟫 Why should we invest in I.T. sector? ☑️ The Indian Information Technology (I.T.) sector has widely accepted the model of remote working (work from home). ☑️ Organizations will now find it even better and convenient to outsource their I.T. tasks to an I.T. company at a distant location/country which will gear up demand. ☑️ Moreover, Indian I.T. companies, in collaboration with the Govt. of India are increasingly focusing on leveraging next generation digital technologies like 5G, Blockchain, Artificial Intelligence, etc. to develop innovative modern day delivery capabilities for their services. 🟫 Which is the best manner to invest in the I.T. sector? ☑️ To participate in the I.T. sector, deep understanding of modern technological trends and developments in the foreign markets are also required to be considered as the industry is significantly dependent on exports. ☑️ Investment in I.T. sectoral Mutual Funds managed by professional fund managers having in-depth understanding of I.T. companies helps to identify best stocks at the appropriate price depending on the market trends. 🟫 Why should we invest in Pharma/Healthcare sector? ☑️ One of the most benefitted sectors from the pandemic, the Healthcare/Pharma sector includes biopharmaceuticals, bioinformatics, medical tourism, diagnostics, medical supplies & equipments, etc. ☑️ There are several lifestyle changes and habits that have become a norm and will boost the pharma industry post Covid-19 pandemic. ☑️ Indian Pharma/Healthcare companies, because of cheaper pricing, increasing research & development, and constant governmental support for incentivizing exports, have developed a multi-billion-dollar export market with a promising growth potential. 🟫 Which is the best manner to invest in the Pharma/Healthcare sector? ☑️ To participate in the Pharma/Healthcare sector, deep understanding of the medical field and knowledge of various aspects such as product patents, regulatory issues, foreign healthcare laws, etc. is necessary to identify potential companies. ☑️ Investment in Pharma/Healthcare sectoral Mutual Funds managed by professional fund managers having in-depth understanding of Pharma/Healthcare companies helps to identify stocks at the appropriate price depending on the market trends. 🟫 INVEST IN MUTUAL FUNDS OF THE EMERGING SECTORS TO PARTICIPATE IN THE GROWTH STORY OF INDIAN ECONOMY. For any further details, Contact us: Mobile: +91 73835 30919 / 73835 30619 Email: vrm@ashutoshfinserv.com Please forward this message to your friends, relatives and contacts who could be interested. Disclaimer: Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
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Great Opportunity To Invest In Digital Gold Bonds Launched By Reserve Bank Of India At A Price Lower Than The Market Price Of Gold.

FRESH SERIES OF 2021-22 – TRANCHE 01 At Present, the market price of 10 gms. of Gold is Rs. 47,757/- PM as on 14th May, 2021 and instead the Reserve Bank of India has came up with a series of schemes offering 10 gms. Gold Bonds at the rate of Rs. 47,270/- with (Rs. 47,770-Rs.500 Discount) under the Sovereign Gold Bond Scheme. Direct benefit of Rs. 487 (47,757-47,270) per 10 gms. This Gold Bond Scheme close on 21st May, 2021 which means that the offer will only be applicable till 21st May, 2021. ✅ Series I available from 17th May 2021 to 21st May, 2021. ✅ Available in the multiples of 1 gms. ✅ Rs. 50 per 1 gms discount on online purchase. ✅ Eligible Interest rate of 2.5% p.a. paid on semi-annually basis. ✅ Tenure: 8 years (Early withdrawal allowed from 5th year). ✅ Trade-able on the Stock Exchange. ✅ Taxation:
  • Interest on these Sovereign Gold Bond is taxable.
  • Appreciation (Capital gain) of the amount received on redemption (after 8 years) is tax free.
  • Capital Gains on sale in the market is liable to Short Term Capital Gain (on holding below 3 years), Long term Capital Gain with indexation benefit applicable after holding above 3 years.
📌 GRAB THE OPPORTUNITY! ✅ IF YOU MISS THE OPPORTUNITY DON’T WORRY! All series of Sovereign Gold Bonds are AVAILABLE with ASHUTOSH INVESTMENT SERVICES for sale. Mobile: +91 73835 30919 / 73835 30619 Email: vrm@ashutoshfinserv.com www.ashutoshfinserv.com Disclaimer: We do not intend to provide any investment advice in any manner through the above message. It is only a knowledge-sharing exercise in good faith.
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Indian Stock Market In Declining Trend But U.S.A. Stock Market Is Rising – Diversify Your Investments Globally By Also Investing In The U.S. Stock Market

INDIAN STOCK MARKET IN DECLINING TREND BUT U.S.A. STOCK MARKET IS RISING – DIVERSIFY YOUR INVESTMENTS GLOBALLY BY ALSO INVESTING IN THE U.S. STOCK MARKET 🇺🇸📈💹 🔳 In the past three months (as on 12-04-21), the Indian financial markets represented by BSE SENSEX index has declined by 3.02% while the U.S.A. financial markets represented by S&P 500 and NASDAQ 100 indices have increased by 9.06% and 6.69% respectively. 🔳 Similarly, in the past one month (as on 12-04-21), the Indian financial markets represented by BSE SENSEX index has declined by 5.51% while the U.S.A. financial markets represented by S&P 500 and NASDAQ 100 indices have increased by 4.79% and 6.53% respectively. 🔳 The U.S. dollar has also appreciated against the Indian Rupee by 3.69% in the past one month (as on 12-04-21) and by 3% in the past three months. 🔳 The cases of Covid-19 and deaths on account of that are scaling new heights in India every day, making it the second-worst hit country in the global pandemic. As compared to that, in the U.S.A., with the fast and successful vaccination drive, the country is moving towards a reopening mode. Moreover, the infrastructure stimulus packages are set to give further boost to the economy. 🔳 Indian Stock Market is definitely a promising one, but it is always worthwhile to become a global investor to avoid single country & single currency risks. ➡️ To invest in U.S. markets, visit our platform: https://ashutoshfinserv.vested.co.in/ ➡️ The detailed explanation can be obtained from the presentation in the PDF file available in the following link or the YouTube video links stated below: https://www.ashutoshfinserv.com/wp-content/uploads/2021/04/Investment-in-Foreign-Equity-Presentation.pdf Link of English language explanatory video: https://www.youtube.com/watch?v=C8CODuUfA5E Link of Gujarati language explanatory video: https://www.youtube.com/watch?v=wqDLOQwZC0A For any further details, Contact us: Mobile: +91 73835 30919 / 73835 30619 Email: vrm@ashutoshfinserv.com Disclaimer: We do not intend to provide any investment advice in any manner through the above message. It is only a knowledge-sharing exercise in good faith.
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Catch Them Young – Investment In Promising Unlisted Stocks Before Ipo

Presentation on “ᑕᗩTᑕᕼ TᕼEᗰ YOᑌᑎG – INVESTMENT​ IN PROMISING UNLISTED STOCKS​ BEFORE IPO” is now on our YouTube Channel “AshutoshFinserv” We are sharing the YouTube link of the presentation on” ᑕᗩTᑕᕼ TᕼEᗰ YOᑌᑎG – INVESTMENT​ IN PROMISING UNLISTED STOCKS​ BEFORE IPO” In this video, you will find the complete analysis on…. ➡️ Why should we invest in unlisted stocks? ➡️ How to invest in unlisted stocks? ➡️ Which unlisted stocks to invest in? ➡️ Regulatory & Tax aspects of investing in unlisted stocks Please find the YouTube links of an informative and comprehensive presentation delivered on the subject in both English & Gujarati language. Video in English Language: https://www.youtube.com/watch?v=-n3CY-xdrHA Video in Gujarati Language: https://www.youtube.com/watch?v=8nGYA2tAT84 You can also download PDF file of Presentation by clicking on below mentioned link: https://www.ashutoshfinserv.com/wp-content/uploads/2021/03/CTY.pdf Contact: +91 73835 30919 /+91 73835 30619 Email: vrm@ashutoshfinserv.com Follow us using #Ashutoshfinserv at Facebook, Instagram , Youtube , Twitter & Linkedin to receive all the latest information from finance world.