A Term Plan is a pure form of Life insurance, which has following features:
◾ Get claim of large lump-sum amount globally in case of death/disability/critical illness, which can secure your family by providing financial protection in your absence.
◾ NRIs with age band of 18 to 65 years can apply for Term plan, based on the criteria like annual income, health condition and existing life insurance amount.
◾ Flexibility in years of insurance and premiums, for how many years you want life cover and for how many years you want to pay premium.
◾ Specially for NRIs, an 18 year old person will be able to take a term plan of Rs. 1 Crore till he reaches the age of 65 only @ Rs. 20 premium per day. Same way 30 year old person can get @ 28.50/- rupees a day and 40 year old person can get @ 47/- rupees a day.
◾ Non-smoker and non-Tobacco user can get more benefit in premium amount.
◾ Women can get lower premium for insurance than men.
◾ Choose the option for refund of your all premiums paid after the end of the policy term.
◾ Choose additional riders such as a rider with to get a lump sum amount when critical illnesses occur or a rider with the benefit of accidental death.
◾ Choose increasing and decreasing sum assured options.
◾ NRIs can also claim tax benefits under section 80(C) of Income Tax Act.
✅ We offer insurance plans of many companies, we suggest best plan suitable for NRIs after comparing the plans of all these companies, with the lowest premium, best company and best features as per your requirements.
For further details feel free to contact us
Ashutosh NRI Services
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Ashutosh Financial Services Pvt. Ltd.
Mobile: +91 72288 48181 / 96010 06464
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