What is Portfolio Management Services?

Portfolio Management Services (PMS), a service offered by the Portfolio Manager, is an investment portfolio of predominantly stocks, and related instruments managed by a professional money manager that can potentially be tailored to meet specific investment objectives. When you invest in PMS, you own individual securities unlike a mutual fund investor, who owns units of the fund. You have the freedom and flexibility to tailor your portfolio to address personal preferences and financial goals.

➤ Professional Management:

PMS provides access to experienced and qualified portfolio managers who make investment decisions on behalf of clients.

➤ Risk Management:

Portfolio managers actively manage risk by implementing risk management strategies, setting risk limits, and monitoring portfolio exposures.

➤ Transparency and Reporting:

PMS providers offer regular reporting and transparent disclosure of portfolio holdings, performance, and fees. This transparency helps clients understand how their investments are being managed and assess the performance relative to their investment objectives.

➤ Active Management:

PMS involves active management of the portfolio, where portfolio managers continuously monitor market conditions, economic trends, and individual securities to make timely investment decisions.

➤ Customization:

PMS allows for customization of investment portfolios based on individual client needs, risk tolerance, investment goals, and time horizon. This personalized approach ensures that the portfolio aligns with the client’s financial objectives.

Why Ashutosh Financial Services?

Ashutosh Financial Services is a 25+ years old company that has been assisting individuals and companies in various aspects like Financial, Insurance, Income Tax Planning, etc. At Ashutosh Financial Services we always put the investors’ interests first and do our best to ensure that investors’ objectives are achieved in a timely manner. We strive to make every Indian financially literate and independent.

We at Ashutosh Financial Services put maximum importance on understanding your Investment objectives and creating a customized investment plan to ensure the complete achievement of your investment goals. We pride ourselves to be the best goal-based planners. Post Investment, we keep regular track of all your investments to ensure the complete achievement of your investment objectives.

Through our years of experience, we at Ashutosh Financial Services have created a process through which we aim to provide you with the best investment-related services and ensure that you have a hassle-free experience. We have a team of well-qualified and experienced members that are more than enough capable to assist you regarding all your investment matters.

Understanding PMS

The first and foremost step would be to inform you about all the significant details of investing in a Portfolio Management Service. We will also discuss about all the regulatory formalities and documentation that you will have to adhere to. We will also inform you about the tax implications of investing in Portfolio Management Service. We also collect the necessary information regarding your financial position, and your goals to help us better in selecting a PMS scheme for you.

Risk Assessment

One of the most important tasks is assessing the risk you should take to achieve your goals. Based on the data collected by us in the preliminary meeting, we use our preset strategies to determine the optimum level of risk you should ideally take. Risk Assessment helps in selecting the right PMS scheme for your objectives.

Research & Analysis

We, at Ashutosh Financial Services, take immense pride in being one of the very few companies in this field to have our own Research & Analysis Department. Once your goals and risks are ascertained, our research team will look at all the available Portfolio Management Services and determine the best scheme that will suit your future goals. The Research Team will look at the past performance of the scheme, the portfolio manager’s style of investing, the stock selection in the scheme, etc.

Investment Process

We will then approach you again with all the necessary documents. Along with the documents, you will also be given data about the past performance of the scheme, the factsheets, and other relevant materials.

After Investment Process

Once the investment process is concluded you will be provided with a dedicated relationship manager, who shall be available at all times to solve any queries. Apart from this we at Ashutosh Financial Services also do a periodical review of your investment to ensure that all your goals are being met consistently. We shall also contact you if there is a need to change any of your investments to achieve your goals after our periodic review.

Our aim is to become your one-stop solution for your financial needs. Through our expert and qualified team, we try to give you the best advice regarding your investments. We also keep ourselves updated with all the activities happening in the world of finance. We aim to provide you with quality & unbiased services to secure your goals and future needs. We at Ashutosh Financial Services, are committed to continuously providing financial services to our investors to the best of our ability.

Our Key USPs are as under

Taxation

Portfolio management services construct investment portfolios across various investment options, and portfolio managers take care of the investment portfolio.

Taxation of Portfolio Management Service (PMS)

Period of holding	Type of Gain	Tax Rate for Resident
Less than 12 months	STCG	15% (Section 111A)
More than 12 months	LTCG	After exemption of Rs. 1 lakh taxed at 10% (without indexation) (Section 112A)
-	Dividend	As per Tax Slab

Portfolio Management Services (PMS)