Guaranteed Return Insurance Plan of various companies is going for downward revision from 31.05.20 for maturity amount, as per current scenario of declining interest rates.
Guaranteed return insurance plan from different companies offer many plans suitable to you like :
- You pay for 5,6,8,10,12,etc years and get lump sum amount back with guaranteed return at 10 years to 40 years.
- You pay for 5,6,8,10,12, etc years and get an attractive amount back guaranteed every year till your age of 99 years and also get back full amount which you paid via yearly premium. Please note that you or your nominee is confirmed to receive yearly payment till this period of time.
- You pay for single or 5 or 10 premiums and get lifelong guaranteed tax free pension every year.
Return (YTM) : 5.04 to 6.069% (Tax Free IRR)
Effective return for 31.2% tax paying individual: Approx 7.33 % to 8.82 %
Moreover we are not counting the benefit of life insurance here.
Think Smartly..INVEST IN INDIA’S LONGEST DURATION guaranteed income cum Insurance option.
Please refer JPG file attached herewith for better understand.
For more details please contact us.
Ashutosh Insurance Services
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