Fixed Deposits

Investing a part of your money in top products whose returns are not dependent on markets helps to reduce overall risk. You can plan your future more confidently as you know how much money will come in and when.

BAJAJ FINANCE LTD. FIXED DEPOSITS
Fixed Deposit rate of interest: (w.e.f. 1st Dec 2021)
Tenor in Months Minimum deposit (in Rs.) Cumulative Non-Cumulative
Monthly Quarterly Half-Yearly Yearly
12 – 23 25,000 5.65% 5.51% 5.53% 5.57% 5.65%
24 – 35 6.40% 6.22% 6.25% 6.30% 6.40%
36 – 60 6.80% 6.60% 6.63% 6.69% 6.80%
Rate benefits basis customer category (w.e.f. 1st Dec 2021):
+ 0.25% for senior citizens
+0.10% for existing Bajaj Finance Ltd. Customers.
MAHINDRA FINANCE FIXED DEPOSITS
Fixed Deposit rate of interest: (w.e.f. 20th Sep 2021)
Samruddhi Cumulative Schemes Non-Cumulative Schemes
Period Amount Interest Effective Interest p.a. Interest p.a. Interest p.a.
(Months) Payable (Rs.) p.a. Yield p.a.** (Monthly) (Quarterly) (Half yearly)
12 5,275 5.50% 5.50% 4.95% 5.30% 5.50%
24 5,618 6.00% 6.18% 5.45% 5.80% 6.00%
36 6,006 6.30% 6.71% 5.75% 6.20% 6.30%
48 6,420 6.45% 7.10% 5.90% 6.35% 6.45%
60 6,834 6.45% 7.34% 5.90% 6.35% 6.45%
Minimum investment in Samruddhi Cumulative Schemes = Rs. 10,000/-
Minimum investment in Samruddhi  Non Cumulative Schemes (Half Yearly) is Rs. 25,000/-
Minimum investment in Samruddhi  Non Cumulative Schemes (Quarterly) is Rs. 50,000/-
Senior Citizen additional 0.25% fixed deposit interest rate
HDFC FIXED DEPOSITS
Fixed Deposit rate of interest: (w.e.f. 30 March 2021)
SPECIAL DEPOSITS (Fixed Rates)
Period Monthly Income Plan Quarterly Option Half-Yearly Option Annual Income Plan Cumulative Option
INDIVIDUALS
Deposits Upto Rs. 2 Crore (p.a.)
33 months 6.00% 6.05% 6.10% 6.20% 6.20%
66 months 6.40% 6.45% 6.50% 6.60% 6.60%
TRUSTS & INSTITUTIONS
Deposits Upto Rs. 2 Crore (p.a.)
33 months 5.85% 5.90% 5.95% 6.05% 5.80%
66 months 6.30% 6.35% 6.40% 6.50% 6.50%
Minimum Amount (Rs.) 40,000 20,000 20,000 20,000 20,000
PREMIUM DEPOSITS (Fixed Rates)
Period Monthly Income Plan Quarterly Option Half-Yearly Option Annual Income Plan Cumulative Option
INDIVIDUALS
Deposits Upto Rs. 2 Crore (p.a.)
15 months 5.60% 5.65% 5.70% 5.70%
22 months 5.75% 5.80% 5.85% 5.95% 5.95%
30 months 5.80% 5.85% 5.90% 6.00% 6.00%
44 months 6.05% 6.10% 6.15% 6.25% 6.25%
TRUSTS & INSTITUTIONS
Deposits Upto Rs. 2  Crore (p.a.)
15 months 5.55% 5.60% 5.65% 5.75%
30 months 5.70% 5.75% 5.80% 5.90% 5.90%
Minimum Amount (Rs.) 40,000 20,000 20,000 20,000 20,000
REGULAR DEPOSITS (Fixed & Variable Rates)
Period Monthly Income Plan Quarterly Option Half-Yearly Option Annual Income Plan Cumulative Option
INDIVIDUALS
Deposits Upto Rs. 2  Crore (p.a.)
12-23 months 5.50% 5.55% 5.60% 5.70%
24-35 months 5.65% 5.70% 5.75% 5.85% 5.85%
36-59 months 5.85% 5.90% 5.95% 6.05% 6.05%
60-84 months 6.40% 6.45% 6.55% 6.55% 6.55%
TRUSTS & INSTITUTIONS
Deposits Upto Rs. 2  Crore (p.a.)
12-23 months 5.40% 5.45% 5.50% 5.60%
24-35 months 5.55% 5.60% 5.65% 5.75% 5.75%
36-59 months 5.75% 5.80% 5.85% 5.95% 5.95%
60-83 months 6.10% 6.15% 6.20% 6.30% 6.30%
Minimum Amount (Rs.) 40,000 20,000 20,000 20,000 20,000
ICICI HOME FINANCE FIXED DEPOSITS
Fixed Deposit rate of interest: (w.e.f. 23rd Aug 2021)
Period (Months)CumulativeNon-Cumulative
MonthlyQuarterlyYearly
396%5.8%5.85%6%
456.25%6.05%6.1%6.25%
656.6%6.4%6.45%6.6%
Minimum Deposit (in Rs.)10,00040,00020,00010,000