What is Portfolio Management Service?
Portfolio Management Services (PMS), a service offered by the Portfolio Manager, is an investment portfolio in stocks, fixed income, debt, cash, structured products, and other individual securities, managed by a professional money manager that can potentially be tailored to meet specific investment objectives. When you invest in PMS, you own individual securities unlike a mutual fund investor, who owns units of the fund. You have the freedom and flexibility to tailor your portfolio to address personal preferences and financial goals
Key Features Of Portfolio Management Service:
Why Ashutosh Financial Services?
There are multiple instruments in which the NRIs can invest in India, however, Portfolio Management Services is the most preferred. Portfolio Management Service is a great option for you to grow your wealth back in India. Investing in Portfolio Management Service offers you a great deal of personalization and flexibility in investment decisions. Investing in PMS would also enable you to have easy access to the fund manager for better clarity. Through our years of experience, we assure you that we will select the best portfolio management service for your goals.
We have happily served 500+ clients over the last 20 years. We at Ashutosh Financial Services have a process-driven approach for providing NRI Services to the NRIs Investing In India. While Investing in India, the NRIs need to adhere to various rules and regulations of various institutions like FEMA (Foreign Exchange Management Act), Income Tax & RBI (Reserve Bank Of India). However, through our expert and qualified team, we assure you that we are more than enough capable of catering to all your needs.
Preliminary
Discussion
The first and foremost step would be to inform you about all the significant details of investing in a Portfolio Management Service. We will also inform you about the tax implications of investing in Portfolio Management Service. We will also discuss about all the regulatory formalities and documentation that you will have to adhere to. We also collect the necessary information regarding your financial position, and your goals to help us better in selecting a PMS scheme for you.
Risk
Assessment
One of the most important task is to assess the risk you can take. Based on the data collected by us in the preliminary meeting, we use our preset strategies to determine your risk-taking ability. Risk Assessment helps in identifying the right PMS scheme to be selected to ensure that your expectations are fulfilled.
Research
&
Analysis
We, at Ashutosh Financial Services, take immense pride in being one of the very few companies in this field to have our own Research & Analysis Department. Once your goals and risks are ascertained, our research team will look at all the available Portfolio Management Services and determine the best scheme that will suit your future goals. The Research Team will look at the past performance of the scheme, the portfolio manager’s style of investing, the stock selection in the scheme, etc. Once all the factors are considered and all data examined, the final schemes that are worth suggesting are forwarded to our Top Management.
Investment
Process
Once the Top Management has reviewed and approved the scheme, you will be approached again with all the necessary documents. Along with the documents, you will also be given the data about the past performance of the scheme, the factsheets, and other relevant materials.
After
Investment
Service
Once the investment process is concluded you will be provided with a dedicated relationship manager, who shall be available at all times to solve any queries. Apart from this we at Ashutosh Financial Services also do a periodical review of your investment to ensure that all your goals are being met consistently. We shall also contact you if there is a need to change any of your investments to achieve your goals after our periodic review.
Our Aim:
Our aim is to become your one-stop solution for your financial needs. Through our expert and qualified team, we try to give you the best advice regarding your investments. We also keep ourselves updated with all the activities happening in the world of finance. We aim to provide you with quality & unbiased services to secure your goals and future needs. We at Ashutosh Financial Services, are committed to continuously providing financial services to our investors to the best of our ability.
Our Key USPs are as under
Invest with Us
| Type of Income | Taxation levy in India | TDS rate (Withholding tax rates)* |
|---|---|---|
| Sale of Listed Shares – STT paid at the time of purchase and sale (except for shares purchased before STT came in force). | Period of holding less than 1 year – Short Term Capital Gain.
Capital gain @ 15%. (U/s. 112A) | 15% (U/s. 195) |
| Period of holding more than 1 year – Long Term Capital Gain. Capital gain @ 10%. Exempted up to Rs. 1,00,000. (U/s. 112A) | 10% (U/s. 195) |
Advantage of equities as an asset class
Solutions customized to the needs of HNIs
Personalized attention
Portfolio Managers take buy/sell decisions on behalf of, but in consultation with a client
Portfolio Managers regularly interact with clients to update them on portfolio strategy, performance, and market outlook
Better handholding from his portfolio manager than he has been accustomed to either on his own or from his broker or mutual fund.
One can also expect to interact with the portfolio manager to discuss any concerns that he might have, though not frequently.
All administrative matters, including operating a bank account and dealing with settlement and depository transactions, will be handled by the Portfolio Manager.<.li>
The objective of Portfolio Management Service is to create wealth by delivering consistent long term performance with risk control.
1) PMA tracks the portfolios constantly by understanding the dynamics of equity as an asset class.
2) PMS got a defined investment philosophy and strategy which acts as a guiding principle in defining the investment universe.
3) PMS make sure that you are relieved from all the administrative hassles from your investments. We also provide periodic reports on the performance and other aspects of your investments.
1. Fortnightly reporting: This gives you information like the portfolio net worth, a monthly report of holding, and bank balances
2. Quarterly reporting: This gives you details of portfolio holdings/transactions, net worth, ledgers, fees, corporate benefits, etc.
3. You’ve got access to the website showing client holding & quarterly reporting of portfolio holdings/transactions.
