What is Health Insurance?
Health Insurance is a type of insurance that covers medical expenses that arise due to an illness. Health Insurance is an insurance product that covers the medical and surgical expenses of an insured individual. Health Insurance offers coverage against medical expenses arising due to accidents, illness, or injury.
Importance Of Health Insurance
The Covid-19 Pandemic taught us all how fragile our health is. It also taught us the importance of savings and having Health Insurance as medical treatments are very costly these days. The people who did not have health insurance suffered the most as they had to bear the burnt both financially and physically. Below are the main reasons why one should always have health insurance:
We Offer The Following Types Of Health Insurance Policies:
Why Ashutosh Financial Services?
Ashutosh Financial Services is a one-stop insurance service provider. Our sister concern Ashutosh Insurance Brokers LLP is a Certified Insurance Broker. After qualifying and satisfying various conditions like adequate physical & digital Infrastructure, a qualified team, clearance of requisite exams by Key Personnel, satisfactory capital & net worth requirements, etc. we have obtained the license of Life & General Insurance Broker from the Insurance & Regulatory Authority Of India (IRDA).
As an Insurance Broker, we no longer offer Insurance policies of a few selected companies instead, we now offer you the best Insurance Policies by comparing all the policies of all the companies. Our expert and qualified team will carefully select the best Insurance Policy for you after studying your requirements. We assure you that we will provide you with the best Insurance solutions at the most competitive premium rates.
Preliminary
Discussion
In our first meeting we would try to understand your goals and objectives for taking a health insurance policy. We would also explain to you various important terms of a health insurance policy like – policy cover, cashless services, illnesses covered, etc. A proper understanding of these terms would help you in determining the health insurance coverage in a better way. We would also collect information about you to enable us to select the best health insurance policy for you.
Research
&
Analysis
We at Ashutosh Financial Services take immense pride in being one of the very few companies in this field to have our own in-house Research & Analysis Department. After the preliminary meeting is concluded we forward our analysis to our Research Department who as Certified Insurance Brokers will compare all the health insurance policies of all the companies as per your requirements and select the best health insurance policy for you at the most competitive rate.
Investment
Subscription
Process
Once the best policy is selected and approved by our top management we will approach you again with all the necessary documents (Forms, Policy Information & Benefits, etc). If you have any doubts we will solve them before we proceed to log in to your health insurance policy.
After
Subscription
Service
Once the Investment Process has been completed you will be assigned a Dedicated Relationship Manager. The Relationship Manager will be available at all times to attend to all your needs. Moreover, the Relationship Manager will also inform you about your health insurance premium dates as and when they become due. Moreover, we also help and guide you at all times in matters relating to claim settlement. Our qualified team has years of experience in settling claims with various insurance companies.
Our Key USPs are as under:
What is Personal Accident Insurance ?
An accident insurance policy is a kind of insurance policy which is designed to provide protection against death, permanent total or partial disability arising due to any accident. In case of accidental death and permanent disability, the insurance company compensates up to the sum assured coverage to the insured or their family.
The following benefits / features are offered in Personal Accident Insurance.
- Death Benefit
- Transportation of Mortal Remains Expenses
- Funeral Expenses
- Permanent Total Disability Benefit
- Permanent Partial Disability Benefit
- Loss of Income/Temporary Disability Benefit
- Accidental Hospitalization Expenses
- Day Care Treatment Expenses
- Hospital Daily Cash Benefit
- Pre & Post Hospitalization Expenses
- Fracture Care Benefit
- Coma Due to Accidental Bodily Injury – Benefit
- Children’s Education Benefit
- Emergency Road and Air Ambulance Benefit
- EMI Benefit
- Travel Expenses
- Loan Protector
Why Ashutosh Financial Services?
Ashutosh Financial Services is a one-stop insurance service provider. Our sister concern Ashutosh Insurance Brokers LLP is a Certified Insurance Broker. After qualifying and satisfying various conditions like adequate physical & digital Infrastructure, a qualified team, clearance of requisite exams by Key Personnel, satisfactory capital & net worth requirements, etc. we have obtained the license of Life & General Insurance Broker from the Insurance & Regulatory Authority Of India (IRDA).
As an Insurance Broker, we no longer offer Insurance policies of a few selected companies instead, we now offer you the best Insurance Policies by comparing all the policies of all the companies. Our expert and qualified team will carefully select the best Insurance Policy for you after studying your requirements. We assure you that we will provide you with the best Insurance solutions at the most competitive premium rates.
Preliminary
Discussion
In our first meeting we would try to understand your goals and objectives for taking a health insurance policy. We would also explain to you various important terms of a health insurance policy like – policy cover, cashless services, illnesses covered, etc. A proper understanding of these terms would help you in determining the health insurance coverage in a better way. We would also collect information about you to enable us to select the best health insurance policy for you.
Research
&
Analysis
We at Ashutosh Financial Services take immense pride in being one of the very few companies in this field to have our own in-house Research & Analysis Department. After the preliminary meeting is concluded we forward our analysis to our Research Department who as Certified Insurance Brokers will compare all the health insurance policies of all the companies as per your requirements and select the best health insurance policy for you at the most competitive rate.
Investment
Subscription
Process
Once the best policy is selected and approved by our top management we will approach you again with all the necessary documents (Forms, Policy Information & Benefits, etc). If you have any doubts we will solve them before we proceed to log in to your health insurance policy.
After
Subscription
Service
Once the Investment Process has been completed you will be assigned a Dedicated Relationship Manager. The Relationship Manager will be available at all times to attend to all your needs. Moreover, the Relationship Manager will also inform you about your health insurance premium dates as and when they become due. Moreover, we also help and guide you at all times in matters relating to claim settlement. Our qualified team has years of experience in settling claims with various insurance companies.
Our Key USPs are as under:
What Is Travel Insurance?
A travel insurance policy offers financial compensation for many emergencies you may face during your trip. A travel insurance plan secures your journey from unexpected expense because of various medical, legal, and booking related emergencies. Primary benefits of travel insurance plans cover emergency hospitalization expense, personal accident, passport theft, evocation and repatriation. You must buy travel insurance to meet mandatory visa requirement for many countries.
Importance Of Travel Inusrance
Why Ashutosh Financial Services?
Ashutosh Financial Services is a one-stop insurance service provider. Our sister concern Ashutosh Insurance Brokers LLP is a Certified Insurance Broker. After qualifying and satisfying various conditions like adequate physical & digital Infrastructure, a qualified team, clearance of requisite exams by Key Personnel, satisfactory capital & net worth requirements, etc. we have obtained the license of Life & General Insurance Broker from the Insurance & Regulatory Authority Of India (IRDA).
As an Insurance Broker, we no longer offer Insurance policies of a few selected companies instead, we now offer you the best Insurance Policies by comparing all the policies of all the companies. Our expert and qualified team will carefully select the best Insurance Policy for you after studying your requirements. We assure you that we will provide you with the best Insurance solutions at the most competitive premium rates.
Preliminary
Discussion
In our first meeting we would try to understand your goals and objectives for taking a health insurance policy. We would also explain to you various important terms of a health insurance policy like – policy cover, cashless services, illnesses covered, etc. A proper understanding of these terms would help you in determining the health insurance coverage in a better way. We would also collect information about you to enable us to select the best health insurance policy for you.
Research
&
Analysis
We at Ashutosh Financial Services take immense pride in being one of the very few companies in this field to have our own in-house Research & Analysis Department. After the preliminary meeting is concluded we forward our analysis to our Research Department who as Certified Insurance Brokers will compare all the health insurance policies of all the companies as per your requirements and select the best health insurance policy for you at the most competitive rate.
Investment
Subscription
Process
Once the best policy is selected and approved by our top management we will approach you again with all the necessary documents (Forms, Policy Information & Benefits, etc). If you have any doubts we will solve them before we proceed to log in to your health insurance policy.
After
Subscription
Service
Once the Investment Process has been completed you will be assigned a Dedicated Relationship Manager. The Relationship Manager will be available at all times to attend to all your needs. Moreover, the Relationship Manager will also inform you about your health insurance premium dates as and when they become due. Moreover, we also help and guide you at all times in matters relating to claim settlement. Our qualified team has years of experience in settling claims with various insurance companies.
Our Key USPs are as under:
